Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

Great for those bigger purchases!

5
It’s fantastic when you want to buy something but don’t want to commit to the full amount and have it split into three smaller amounts! Reviewed on: 12th May 2024

Easy to use

5
It Easy to use when needed to buy something when cash was a little short Reviewed on: 12th May 2024

Easy to use, most sellers offer PayPal options so it...

5
Easy to use, most sellers offer PayPal options so it’s really convenient. Reviewed on: 12th May 2024

Always smooth transactions.

5
Always smooth transactions. Pay in three is extremely useful and allows purchases you may be putting off Reviewed on: 12th May 2024

Pay in 3

5
Easy way to pay if you need something urgently and want to spread the cost and not pay any extra. Referred family and friends to use. Reviewed on: 12th May 2024

Best option for splitting payments

5
Really easy to use and I have the option to make payments earlier if I wish to. Zero interest is always a bonus! Reviewed on: 12th May 2024

Very nice, really liking it.

5
Very nice, really liking it. Use it all the time cuz i cba to pay straught up even though i have the money ther Reviewed on: 12th May 2024

Afford the unaffordable in one payment

5
PayPal pay in 3 is a fantastic service, helping you to afford things you might not otherwise be able to afford in one payment. Reviewed on: 12th May 2024

Think it's a great safe way to pay and always had qu...

5
Think it's a great safe way to pay and always had quick problems resolved if any issues with payments Reviewed on: 12th May 2024

Honestly

5
I always use Pay pal, because they have an excellent reputation and have always been so reliable. When making online purchases I only ever use pay pal, their pay in 3 option has been brilliant for allowing we to pay for larger purchases over a time period which suits me Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3600 reviews
    PayPal
  • Debit card

    from PayPal 4.40 from 2 reviews
    PayPal
    View all products