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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79070 reviews)

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4.76

Based on 78,864 reviews, last reviewed 2nd Jul 2026

5325900% increase in 5 star reviews

in the past 90 days

10000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

I have been a customer with for a few years now. I have been a customer with pay pal for a few years now. Never had any issues with them.. customer service are very helpful. I pay a lot of my orders ... Read more Reviewed on: 2nd July 2026

Latest lowest rating:

1

Won’t let me use PayPal in 3 . Won’t let me use PayPal in 3 . But will let me use PayPal credit Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79070)

I've used PayPal for many years and it has always be...

I've used PayPal for many years and it has always been very reliable and useful. The interest free pay in 3 feature is very handy. Reviewed on: 5th June 2026

Brilliant and safe transaction .

Brilliant and safe transaction ..very helpful to proceed Reviewed on: 5th June 2026

Flexible and Hassle-Free Payments

I've had an excellent experience using PayPal Pay in 3. It makes managing larger purchases much easier by spreading the cost into three interest-free payments. The application process was quick, approval was instant, and everything is clearly displayed in the PayPal app. Payments are taken automatically on schedule, so there's no stress about remembering due dates. It's a convenient, transparent, and reliable way to budget while still getting what you need. I would highly recommend PayPal Pay in 3 to anyone looking for a simple and flexible payment solution. Reviewed on: 5th June 2026

PayPal nowadays is so versatile, trustworthy and eas...

PayPal nowadays is so versatile, trustworthy and easy to use. The app is very reliable, and the Customer Services is also excellent.. Reviewed on: 5th June 2026

Very handy and great for when you in a tight...

Very handy and great for when you in a tight spot Reviewed on: 5th June 2026

PayPal’s Pay in 3 is great

PayPal’s Pay in 3 is great, but the new PayPal+ debit card scheme is the real winner. The base rewards are incredible, making it my go-to card. I just wish it had the flexibility of Klarna or Monzo Flex, letting me turn any transaction over £50 into a Pay in 3 split retroactively. However, the fantastic reward value is more important and easily outweighs that single missing feature right now. Reviewed on: 5th June 2026

Paypals security and rewards!

They seem to have an amazing level of security and great level of rewards!! It’s how my uncle gives me birthday money safely and without bank numbers being in the way :) Reviewed on: 5th June 2026

Very accomadatingsatisfied customer

Very accomadating and easy to use was pleasantly suprised Reviewed on: 5th June 2026

Brilliant and so easy to use!

I recently used PayPal Pay in 3 to buy some products, and I am absolutely delighted with the experience. It made managing the cost so much easier. The whole process was smooth, straightforward, and completely hassle-free. I will definitely be using it again! Reviewed on: 5th June 2026

Secure and simple to use.

Secure and simple to use. Great! Reviewed on: 5th June 2026

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