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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78708 reviews)

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4.76

Based on 78,608 reviews, last reviewed 1st Jul 2026

5302200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78708)

Great range of availability.

Great range of availability. Worldwide access Reviewed on: 4th June 2026

Brilliant

Brilliant been using for years easy too contact and when there is a issue easy too solve Reviewed on: 4th June 2026

ihave had paypal ,for many years and find them perfe...

ihave had paypal ,for many years and find them perfect ,i would not go any where else ,easy to understand the account .i am alderly and it makes it better if its easy to understand , keep the good work up . Reviewed on: 4th June 2026

Makes expensive stuff easy to buy

Makes expensive stuff easy to buy Reviewed on: 4th June 2026

All good, no complains

All good, no complains with their service Reviewed on: 4th June 2026

Always straight forward and easy to use.

Always straight forward and easy to use. Reviewed on: 4th June 2026

Convenient and easy.

Pay in 3 is very easy to use in PayPal and I use it on occasions rather than having one large payment going out of my bank account. The other two thirds of the cost can sit in an interest beating account until it is time for the next installments. It is a good way to save a few extra pennies. Reviewed on: 4th June 2026

Great service

Always had an excellent service which allows me to buy items and pay in smaller amounts using pay in 3. I also just pay outright items which gives me peace of mind. Reviewed on: 4th June 2026

Amazing app

Great. Ca happily shop without worries and pay within 90 days no intrest Reviewed on: 4th June 2026

I've always been a PayPal advocate for over a decade...

I've always been a PayPal advocate for over a decade when first using it for Ebay, the peace of mind it gives is amazing however after the introduction of PayPal in 3, it went up in my estimations. The ability to spread cost without interest or constantly leaving a Mark on my credit file is brilliant. Reviewed on: 4th June 2026

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