Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78520 reviews)

View other PayPal products

4.76

Based on 78,358 reviews, last reviewed 1st Jul 2026

5278700% increase in 5 star reviews

in the past 90 days

9800% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just so easy to use! Just so easy to use! I wish Amazon would link with PayPal! Reviewed on: 1st July 2026

Latest lowest rating:

1

pay in 3 Most of the time it won't allow me to pay in 3 ?? No reason given Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78520)

Really helpful to spread payment over 3 months inter...

Really helpful to spread payment over 3 months interest free and building points on spending Reviewed on: 3rd June 2026

A good way to pay for items

A good way to pay for items, very easy to use and hassle free Reviewed on: 3rd June 2026

Paypal pay in 3

The pay in 3 is really helpful for purchases Reviewed on: 3rd June 2026

Love it easy use .

Love it easy use . Quick transactions Reviewed on: 3rd June 2026

I recently used PayPal's Pay in 3 service and found...

I recently used PayPal's Pay in 3 service and found it to be a convenient way to spread the cost of a purchase. The application process was quick and straightforward, with an instant decision at checkout. Payments were automatically scheduled, making it easy to keep track of what was due. I also appreciated being able to manage everything through my PayPal account. Overall, it was a smooth and hassle-free experience, and I would consider using Pay in 3 again for larger purchases. Reviewed on: 3rd June 2026

Paypal is a way of life it is smooth it makes my tra...

Paypal is a way of life it is smooth it makes my transactions easy to manage.I love how it is available to purchase and pay family and friends. It is a great way to manage payments i use it more than banking apps. Reviewed on: 3rd June 2026

'Pay In 3' - a Paypal surefire winner!

I've taken advantage of Paypal's "Pay In 3" facility several times. Each time using it has been simplicity itself. It's been particularly useful when used in conjunction with Ebay. I've seen three vinyl albums, each a 'limited edition' on Ebay but I've lacked funds to buy each of them outright...which is where 'Pay In 3' comes in. Each time I obtained the album I wanted and I had to pay only 33% of the total cost at the time. So Paypal's 'Pay In 3' is an absolute winner in my opinion and I'm very glad that it exists! Reviewed on: 3rd June 2026

Good choice

Reliable, secure, and easy to use. Reviewed on: 3rd June 2026

Works well

Great for spreading the cost of purchases over a manageable period Reviewed on: 3rd June 2026

Mon Avis

Rien a ajouter tout est bon dans l’ensemble Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 147059 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub