Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22350 reviews)

View other PayPal products

4.93

Based on 22,350 reviews, last reviewed 25th Aug 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22350)

Never Lets Me Down

PayPal’s Pay in 3, never lets me down when I need it the most. Sometimes, in the cost of living crisis, there are purchases you may not afford, and paying in 3 for a purchase helps people afford essentials. PayPal is very helpful to those building their credit score up, and very lenient with the approval rate, allowing people to increase their credit score in a healthy way. Reviewed on: 11th May 2024

Excellent service.

Excellent service. Easy to ask questions and good communication. Reviewed on: 11th May 2024

So seamless.

So seamless. It’s amazing that you can just do this with so little hassle. Reviewed on: 11th May 2024

I have used pay in 3 many times in the past few year...

I have used pay in 3 many times in the past few years and helps me with larger purchases and enjoy the option to pay off early too. Reviewed on: 11th May 2024

I always use PayPal for my purchases.

I always use PayPal for my purchases. Reviewed on: 11th May 2024

Pay pal is quite versatile, easy to use for payments...

Pay pal is quite versatile, easy to use for payments with different options available to pay, bank card, pay in 3, or PayPal credit. It's also very save and secure , PayPal will help you to get your refund if what you bought was not delivered. Reviewed on: 11th May 2024

As a long time user I can confirm that PayPal is rel...

As a long time user I can confirm that PayPal is reliable and trustworthy. Reviewed on: 11th May 2024

Their credit or pay in 3 is really good

Their credit or pay in 3 is really handy, and easy to manage. Reviewed on: 11th May 2024

Great options

Pay in 3 is best way to buy something. Reviewed on: 11th May 2024

PayPal gives me purchase preference and protection

PayPal Credit gives me flexibility to make purchases and be able to pay in instalments. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 5.00 from 11 reviews
Buy now pay later
from Payl8r 4.89 from 4219 reviews
next 3step
from Next 3.43 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50806 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub