Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

So easy to use and allow budgeting for slightly larg...

5
So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024

Overall excellent job an opportunity to meet the fin...

5
Overall excellent job an opportunity to meet the financial needs at your finger tips Reviewed on: 11th May 2024

psypal very helpful especially pay in 3

5
Find psypal very helpful especially pay in 3 Reviewed on: 11th May 2024

Couldn’t live without it!

5
I have never had any trouble with this method of payment. The credit doesn’t stack up as it’s set to auto pay every month. It’s my preferred method of payment to simplify expenses it’s easier to manage some big payments when it’s split in 3. The customer service is also fantastic not only has the help I’ve been give been generally good but the wait time on a call are fantastic considering the size of the company. Overall couldn’t live without it. Reviewed on: 11th May 2024

It was very helpful to me and it is the...

5
It was very helpful to me and it is the best option Reviewed on: 11th May 2024

Ease if use is crucial

5
So easy to use, highly recommend to anyone. Makes payment for more expensive items much more manageable. Doesn't feel as bad as having longer term debt. I have used several times and will continue using. Reviewed on: 11th May 2024

My experience with PayPal is wonderful service, very...

5
My experience with PayPal is wonderful service, very easy to do shopping online or in store and very reliable to pay or refund fees Reviewed on: 11th May 2024

Very helpful and comes in handy.

5
Very helpful and comes in handy. Reviewed on: 11th May 2024

By using PayPal Pay in 3 I am able to buy things I c...

5
By using PayPal Pay in 3 I am able to buy things I couldn’t afford to buy at no extra cost Reviewed on: 11th May 2024

Better is 4 in 1 Or 5 in 1 or...

4
Better is 4 in 1 Or 5 in 1 or 6 in 1 Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3600 reviews
    PayPal
  • Debit card

    from PayPal 4.40 from 2 reviews
    PayPal
    View all products