Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77960 reviews)

View other PayPal products

4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (77960)

Easy transfers

Sometimes slow and customer service couldn’t help with a complaint a couple of years ago Reviewed on: 31st May 2026

Used a couple of times.

Used a couple of times. Never had any problems! Everything is clear and easy to use!Will use again! Reviewed on: 31st May 2026

Such an easy way to pay.

Such an easy way to pay. Love the split payments too Reviewed on: 31st May 2026

Easy to use

Easy to use and excellent options for finance. Feel as if my money is protected when using for large purchases. Never had a problem using. Reviewed on: 31st May 2026

reputable and reliable, has the customers back

PayPal is reputable and reliable, has the customers back and makes you feel confidently safe in purchasing online, knowing if you fall victim to unsavoury sellers your money isn't gone forever, and pay in 3 with 0% APR is a fantastic way to spread the cost of important purchases without worry. Reviewed on: 31st May 2026

Quick & Convienient

I think its so quick and easy to pay by paypal, it takes seconds and so convienient Reviewed on: 31st May 2026

Excellent service

I’ve used PayPal for years, it’s always been extremely reliable, simple to use and the customer support has been second-to-none. Having the pay in 3 option available is really useful for bigger purchases and the quick checks and flexibility makes it really simple to manage bigger (typically unexpected) expenses. Reviewed on: 31st May 2026

highly recommended!

“I had an excellent experience using PayPal. The transaction was quick, secure, and completed without any issues. The platform was easy to navigate, and I appreciated the instant confirmation and peace of mind provided by the buyer protection features. Overall, a smooth and reliable service. Thank you!” Reviewed on: 31st May 2026

Helping the monthly finances stretch

A really hassle free way to spread the cost of a holiday with no extra fees. Reviewed on: 31st May 2026

Easy to use and secure.

Easy to use and secure. Have been using PayPal for around about 10 years now and it’s always my go to when I’m making a purchase when I feel I need a bit more security for the payment. PayPal credit is great too when wanting to split the cost. Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Retail finance
from PayItMonthly 4.79 from 274 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146432 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub