Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

Always easy to use and if you ever have a problem th...

5
Always easy to use and if you ever have a problem they are always there to help Reviewed on: 11th May 2024

Pay in 3 facility

4
I like the pay in 3 facility. It's been my go to a lot of times and I'd recommend it to anyone. Reviewed on: 11th May 2024

Good service to use PayPal and good customer servic...

5
Good service to use PayPal and good customer service and it ms great and brilliant Reviewed on: 11th May 2024

Amazing use case.

5
Amazing use case. Hassle free all throughout. Spread my payment so less financial difficulties. Amazing feature would highly reccommend to anyone who has a bank account!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 11th May 2024

Runs seamlessly and offers everything I want in one app

5
Runs seamlessly and offers everything I want in one app Reviewed on: 11th May 2024

It’s amazing to spread cost and so easy to set up!

5
It’s amazing to spread cost and so easy to set up! Reviewed on: 11th May 2024

Never had an issue with PayPal, all payments have we...

5
Never had an issue with PayPal, all payments have went through with no issue. Pay in 3 has been very very useful for me as well Reviewed on: 11th May 2024

Forget a credit card, PayPal is more versatile.

5
I actually prefer PayPal than using a credit card. The buyer protection is an integral part of my choice as well as the various payment options that are available. I regularly use the pay in 3 option and I also take advantage of the 4 months 0% Apr. Reviewed on: 11th May 2024

intuitive and easy to use

5
The UI was easy to use, payments were simple and easy to make, everything contractually important was explained and helped me to understand my responsibilities as a customer but also the consequences should payments not be made. Reviewed on: 11th May 2024

I use PayPal whenever I can

5
I use PayPal whenever I can ! Trustworthy and guaranteed. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3600 reviews
    PayPal
  • Debit card

    from PayPal 4.40 from 2 reviews
    PayPal
    View all products