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PayPal: Pay in 3 reviews

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4.93
Based on 36,547 reviews, last reviewed 21st Apr 2026
1338400% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Easy site to navigate, fast to approve transactions,... Easy site to navigate, fast to approve transactions, gives notifications of any due payments. Reviewed on: 21st April 2026
Andy B's avatar
Andy B

Latest lowest rating:

2

Sometimes people pay later or pay free doesn’t work Sometimes people pay later or pay free doesn’t work Reviewed on: 21st April 2026
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Ni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36547)

Use it were I can love this option

5
Use it were I can love this option Reviewed on: 10th June 2024
sophie s's avatar
sophie s

Reliable and easy to use

5
Keeps track of everything automatically, very flexible and applicable to most online retailers Reviewed on: 10th June 2024
CPM's avatar
CPM

Found service very easy to use and straightforward

5
Found service very easy to use and straightforward Reviewed on: 10th June 2024
Linda w's avatar
Linda w

I love paypal pay in 3, its so quick and easy to use.

5
I love paypal pay in 3, its so quick and easy to use. It has come in very handy buying higher priced items as its easier to spread the cost. I've never had a problem using it but i always make payments on time. Reviewed on: 10th June 2024
Victoria m's avatar
Victoria m

They're VERY slow at getting your stolen money back

5
They're VERY slow at getting your money back when fraudible activity occurs. The banks are far superior in this respect and general get your money back within the hour after a quick phone call. Reviewed on: 10th June 2024
Adam G's avatar
Adam G

Pay in 3 is the best

5
It’s easy and simple to use; and is great for larger purchase’s so you don’t have to spend a bit amount all at once. Reviewed on: 10th June 2024
Caroline S's avatar
Caroline S

£50 first use credit

5
I used PayPal for my first item and also received £50 credy Reviewed on: 10th June 2024
Hvlp Machine's avatar
Hvlp Machine

Very reliable for paying when needed to keep identif...

5
Very reliable for paying when needed to keep identification. When paying online. Reviewed on: 10th June 2024
Carol R's avatar
Carol R

It allows you to pay 3 equal payments over 3 months.

5
It allows you to pay 3 equal payments over 3 months. This is great so if your short that month as I’m paid monthly, it gives you flexibility so that you are not paying a lump sum in one. Also no interest if you pay it in 3. Reviewed on: 10th June 2024
Mandy's avatar
Mandy

Useful tool and great service

5
Never had an issue with paypal pay in 3. Always used this service through paypal to spread costs. It meets its purpose perfectly. If i decide i dont want an item anymore and send it back, paypal are always quick to process refunds. Great product from paypal Reviewed on: 10th June 2024
ReeceO's avatar
ReeceO

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