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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 34,867 reviews, last reviewed 19th Apr 2026
1181000% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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0%

Latest highest rating:

5

Great customer service and a one stop shop Great customer service and a one stop shop Reviewed on: 19th April 2026
Michael A's avatar
Michael A

Latest lowest rating:

2

Rubbish customer service. Rubbish customer service.Cheats and not clear offer and promotion details Reviewed on: 19th April 2026
Pawel Sz's avatar
Pawel Sz
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (34867)

Recommend PayPal

5
Easy to use except for PayPal Credit which I found direct debit not easy to set up or change the amount. Reviewed on: 7th June 2024
Karen E's avatar
Karen E

Great system, managed to get many items on pay in 3

5
Great system, managed to get many items on pay in three Reviewed on: 7th June 2024
Adam S's avatar
Adam S

Flexible payment date would be helpfull

3
Flexible payment date would be helpfull Reviewed on: 7th June 2024
Shezza's avatar
Shezza

Great service would never pay any other way feel saf...

5
Great service would never pay any other way feel safe using PayPal Reviewed on: 7th June 2024
Margaret S's avatar
Margaret S

Pay in 3 has been very useful for me.

4
Pay in 3 has been very useful for me. Sometimes I want to make larger (to me) purchases and don't like to see the lump sum come out of my account. Splitting the payment in three makes it much more manageable and easier to pay when you have less money. Great service, easy to use. Can make payments earlier than scheduled which is great if you just want to get it done quicker. Only thing that could be better is refunds. Getting refunds while using Pay in 3 is a bit of a task. Apparently I've already been sent a refund but haven't seen or received it, maybe this is due to there being one more payment left but other refunds I've had on Pay in 3 come through without issue, before I pay off the full amount. A bit hit and miss in that area. Reviewed on: 7th June 2024
Samantha T's avatar
Samantha T

It really is no quibble.

5
It really is no quibble. It’s fast and no fuss. It also works fast. The app I feel is secure which gives me confidence. Reviewed on: 7th June 2024
John H's avatar
John H

Always there for me.

5
Always there for me. And secure payments. Reviewed on: 7th June 2024
Sean F's avatar
Sean F

Pay in 3 excellent choice!

5
Pay in 3 is an excellent option to select if you are in a budget and need to split your payments. And what is best it’s interest free! Reviewed on: 7th June 2024
Tanya C's avatar
Tanya C

Easy to use service that helps to spread costs!

5
Easy to use service that helps to spread costs without exploitative interest rates. Reviewed on: 7th June 2024
Gray's avatar
Gray

It so easy to pay back and it give me...

5
It so easy to pay back and it give me time to pay Reviewed on: 7th June 2024
Oluwole o's avatar
Oluwole o

Review PayPal: Pay in 3 now

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