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PayPal: Pay in 3 reviews

4.76
Based on 77,235 reviews, last reviewed 28th Jun 2026
5171400% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use,, keep you up to date with things. Very easy to use,, keep you up to date with things.. easy payment plans. Very quick Reviewed on: 28th June 2026
karen w's avatar
karen w

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77332)

Scotland

5
Especially excellent always on hand Reviewed on: 28th May 2026

Excellent customer service, easy to make payments

5
Excellent customer service, easy to make payments Reviewed on: 28th May 2026

Happy customer.

5
Always able to trust PayPal with transactions. Payments are secure and safe. Any disputes are dealt with promptly. Reviewed on: 28th May 2026

I feel safer using PayPal for transactions, especial...

5
I feel safer using PayPal for transactions, especially from companies I haven’t used previously. It’s quick and easy to use and at times it’s been good to pay in three instalments without Paying interest. Reviewed on: 28th May 2026

Excellent

5
Great method of payment. I find it easy to purchase items on PayPal 3 Reviewed on: 28th May 2026

fast easy and secure.

5
fast easy and secure. excellent payment options. Reviewed on: 28th May 2026

It's very easy to use.

5
It's very easy to use. I've never had any problems with it. It allows me to send money to family, pay for goods and services, and split payments over time. I trust it to be secure, as I've had no issues really. Reviewed on: 28th May 2026

Makes shopping more affordable with interest free cr...

5
Makes shopping more affordable with interest free credit. Reviewed on: 28th May 2026

Always works

5
Hassle free, always works and part of my every day life. Reviewed on: 28th May 2026

So helpful for budgeting!

5
I've bought a few things with Pay in 3 and it really just alleviates the stressful feeling of one big purchase! I can easily budget 3 smaller amounts than one large amount, and PayPal made this so, so easy. Out of other pay-over-time options, PayPal was by far the easiest and most straightforward for me. Reviewed on: 28th May 2026

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