Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 77,235 reviews, last reviewed 28th Jun 2026
5171400% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use,, keep you up to date with things. Very easy to use,, keep you up to date with things.. easy payment plans. Very quick Reviewed on: 28th June 2026
karen w's avatar
karen w

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (77246)

Very efficient, great experience

5
Very efficient, great experience Reviewed on: 28th May 2026

I am exsperiencing excellent PayPal pay...

5
I am having and had excellent experience PayPal pay in 3 has helped me afford items and has been essentially my go to product.Easy to use and understand so helpful. My partner uses pay pal credit and we use it for life little extra moments. I feel safe and supported. Reviewed on: 28th May 2026

No any problems for pay in 3 and 0% extra...

5
No any problems for pay in 3 and 0% extra charge Reviewed on: 28th May 2026

Easy payments

5
Easy payments made easy, spread to 3 months. Helps me managing my finances Reviewed on: 28th May 2026

I love using PayPal, love that you have the option t...

5
I love using PayPal, love that you have the option to pay in full or in 3 payments. Reviewed on: 28th May 2026

Overall good experience and flexibility

4
Overall good experience and flexibility Reviewed on: 28th May 2026

Easy and safe

5
Easy and safe . High recommend this option. Reviewed on: 28th May 2026

Not sure id use again depending how issue is resolved.

1
Used pay in 3 to break up a big purchase into manageable sized payments. 2 payments came out within 2 days of each other putting me into my overdraft. Customer service were really helpful and im just waiting for a resolution. Hoping they cover overdraft fees. Reviewed on: 28th May 2026

Great service

5
Always simple and straight forward, with plenty of notifications given. Reviewed on: 28th May 2026

Can Always Trust PayPal

5
Always trust PayPal with the big and little purchases. They have a good range of products and I particularly like their pay in 3 option to help spread the cost without paying interest. Reviewed on: 28th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 145713 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products