Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 37,787 reviews, last reviewed 23rd Apr 2026
1455700% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and trustworthy I feel I can trust PayPal as a reliable way to make purchases. Reviewed on: 23rd April 2026
Emma j's avatar
Emma j

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (37787)

I have been charged late payment fee without warning.

5
I have been charged late payment fee without warning. If there is a payment needs to be paid it would be nice a warning mail twice at least to make sure the person is not forget that. Second thing if it's less than £50 pound chargin £12 late payment fee it's not fair I believe. Reviewed on: 11th June 2024
Seb's avatar
Seb

Good information

4
The app is good, gives you what you owe and your payments Reviewed on: 11th June 2024
Mark 's avatar
Mark

Useful way to balance buying over 3 months

5
Useful way to balance buying over 3 months Reviewed on: 11th June 2024
Piggy's avatar
Piggy

Great service safe and easy to use!

5
Great service safe and easy to use! Reviewed on: 11th June 2024
Brian C's avatar
Brian C

I feel safe paying using PayPal

5
I have always used paypal and I feel safe paying for things when I use paypal because I know they keep my money and personal information safe. Reviewed on: 11th June 2024
Nickys k's avatar
Nickys k

Easy and affordable and help me with my budget

5
Easy and affordable and help me with my budget Reviewed on: 11th June 2024
David V's avatar
David V

Very helpful option

5
I love pay in 3 option - I also wish it could be available in other countries like China. It's very helpful to not pay the full amount at once for goods,clothing,unexpected expenses or on special occasions like Christmans . Reviewed on: 11th June 2024
Karolina s's avatar
Karolina s

Never have a problem when using paypal

5
Never have a problem when using paypal Reviewed on: 11th June 2024
Wendy 's avatar
Wendy

PayPal excellent for payments to traders

5
PayPal excellent for payments to traders and spreading cost over short periods Reviewed on: 11th June 2024
Richard T's avatar
Richard T

Spread the payment over longer time

5
Use it all the time to spread payments into easy pay amounts. I was concerned about refund but handled quickly and payments re adjusted excellent service Reviewed on: 11th June 2024
Deborah S's avatar
Deborah S

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill