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PayPal: Pay in 3 reviews

4.93
Based on 37,708 reviews, last reviewed 23rd Apr 2026
1448100% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Nice easy and convenient transaction Nice easy and convenient transaction Reviewed on: 23rd April 2026
Phillip h's avatar
Phillip h

Latest lowest rating:

1

Still not allowed PayPal credit and I used to always... Still not allowed PayPal credit and I used to always use pay In 3 but now everytime I use it, it never works then I have to wait for the money to come... Read more Reviewed on: 22nd April 2026
Ceolric R's avatar
Ceolric R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37708)

Pay in 3 excellent opportunity

5
I use pay pal on a regular basis and has never been easier Reviewed on: 11th June 2024

Simple / smooth transaction and very clear to unders...

5
Simple / smooth transaction and very clear to understand Reviewed on: 11th June 2024

A convenient and easy way manage my payments.

5
I’m a regular user of Pay in 3. I find this method a convenient and easy way manage my payments. I also like that fact that the application process is hassle free and that I receive advance notices for when payments are coming. Reviewed on: 11th June 2024

Very easy to use.

5
Very easy to use. Amazing for sending money back and forth. Simple but effective. Use PayPal all the time and would recommend to all family and friends. Reviewed on: 11th June 2024

Easy to use , fast access good cor everyday payments

5
Easy to use , fast access good cor everyday payments Reviewed on: 11th June 2024

Great option to get stuff and pay over 3 months...

5
Great option to get stuff and pay over 3 months Reviewed on: 11th June 2024

Use it all the time

5
Never at to contact customer support. ever with this company Reviewed on: 11th June 2024

Excellent

5
Excellent way of buying something without paying any interest. Reviewed on: 11th June 2024

Brilliant

5
For quite a while, from first being offered the PayPal: Pay in 3, I resisted the temptation. This was primarily due to my personal avoidance of Debt and Credit. I simply prefer to live entirely "within my means". I do most of my Banking and Shopping Online and have done so for well over 20 years. One day I was sent "an offer I couldn't refuse" by a Seller, for an item I was in the process of saving for so as to pay cash. Knowing that the offer had been sent to other "Watchers" spurred me to action and I took the plunge. Instant result, instant savings, Interest Free and, a very happy ME! Win, win, win! I repaid the full amount ahead of schedule, [it's what I do!] and have taken advantage for a second time in the precisely the same circumstances. A singularly BRILLIANT scheme which I wholeheartedly recommend to all PayPal Customers! Reviewed on: 11th June 2024

Spread the cost into sizeable chunks

5
There have been a number of times I was paid late. This helped me spread the cost into sizeable chunks, on deals I would have missed out on, if I had waited until all my funds were in my possession Reviewed on: 11th June 2024

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