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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (38030 reviews)

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4.93

Based on 38,030 reviews, last reviewed 23rd Apr 2026

1478900% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal- they always have good options and easy... Love PayPal- they always have good options and easy to pay friends or buy online. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38030)

Helps to budget !

When the option is available, it is one of the most helpful for me given my situation. As father of 2 young children and with the current circumstances in England with prices risings left right and centre, being able to spread the cost of some essential purchases is very beneficial and enables me to stretch payments over a few months and provide alot more thing's which would usually struggle with! It may not be for everyone but given its simplicity and wide range of shops that allow you to use this sservice personally find it very helpful to have. Reviewed on: 11th June 2024

Brilliant to able to useEasy to budget for

Brilliant to able to useEasy to budget for Reviewed on: 11th June 2024

It is a fantastic, simple, and relaxing way to pay f...

It is a fantastic, simple, and relaxing way to pay for necessities during a difficult time. Reviewed on: 11th June 2024

Great way to spread the cost of purchases

I have used it alot to spread the cost of payments. It is interest free and so has cost anymore. Reviewed on: 11th June 2024

Helping with life’s unexpected expenses!

A great way of spreading the cost for items that you haven’t budgeted for! Interest free and split over 3 equal payments. Brilliant! Reviewed on: 11th June 2024

I have no complaints at all.

I have no complaints at all. They have been always amazing. Reviewed on: 11th June 2024

Very good ,I am happy to use paypal.

Very good ,I am happy to use paypal. Reviewed on: 11th June 2024

Excellent

I use it all the time. Reliable Reviewed on: 11th June 2024

Pay in three

Used pay in three for a few years ,but very disappointed it has stopped and I am having to re identify myself, I have tried this online to no avail ive not changed any of my details I am still the same person yet im still able to pay for goods through paypal but not this way Reviewed on: 11th June 2024

Easy to use,I’ve used it a few times now and it has...

Easy to use,I’ve used it a few times now and it has been a faultless experience Reviewed on: 11th June 2024

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