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PayPal: Pay in 3 reviews

4.76
Based on 76,394 reviews, last reviewed 26th Jun 2026
5091300% increase in 5 star reviews
in the past 90 days
9400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was really good and helpful, it helped me put It was really good and helpful, it helped me put Reviewed on: 26th June 2026
Ben S's avatar
Ben S

Latest lowest rating:

1

The whole experience has been terrible! The whole experience has been terrible! I returned an item as advised by paypal because it was not as described but paypal continued take the pay in ... Read more Reviewed on: 26th June 2026
Andrew C's avatar
Andrew C

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (76394)

Best app iv ever downloaded.

5
Best app iv ever downloaded . Gives you peace of mind and by splitting it doesn't break your bank. Reviewed on: 24th May 2026

Helps you live; lessens life stress.

5
Helps you live; lessens life stress. Less stress with scammers; less stress with the option to pay overtime; less stress with a helpful hand through deals. I have used - and rely on all of these. I know using my card online is safe. If i need something but can't buy due yo inglated prices of everthing, i pick the option to pay in three and split yhe cost. The new deals have also h er lped so i can get points for purchase I'm going to make - all so helpful in these tough financial times. Reviewed on: 24th May 2026

App is so easy and always feel safe paying or sendin...

5
App is so easy and always feel safe paying or sending money this way Reviewed on: 24th May 2026

So easy to set up great 0% 4 months pay...

5
So easy to set up great 0% 4 months pay Reviewed on: 24th May 2026

It gives me extra peace of mind knowing I have a bac...

5
It gives me extra peace of mind knowing I have a backup receipt of payment should anything go wrong. Also having the option to pay for more expensive purchases in 3 smaller payments is really good for me . Reviewed on: 24th May 2026

I am with PayPal for many years and have only good e...

5
I am with PayPal for many years and have only good experience Reviewed on: 24th May 2026

Great and flexible way to spread out payments

5
Great and flexible way to spread out payments so that it doesn't feel overwhelming. Once you get the email which gives you the option of paying in 3, is easy to opt in and you can getvto shopping right away. You also get reminders through email of how many payments you got left so that you can make sure your account is always covered in advance. Reviewed on: 24th May 2026

PayPal Pay in 3 Has Been a Game Changer

5
PayPal is a fantastic service overall, and I’ve always found the customer service to be excellent. I especially wanted to leave a review for the Pay in 3 feature, which I use regularly and really value. It has made it so much easier for me to buy items I genuinely want or need by spreading the cost in a manageable way. It makes purchases feel far more obtainable without the pressure of paying everything upfront. Thank you, PayPal. Please don’t ever get rid of this feature! Reviewed on: 24th May 2026

I love paypal.

5
I love paypal. This is a fast and reliable service. Reviewed on: 24th May 2026

Have been using for over 15 years and been very happ...

5
Have been using for over 15 years and been very happy with the service Reviewed on: 24th May 2026

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