Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 37,930 reviews, last reviewed 23rd Apr 2026
1469600% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to shop when you’re on a tight budget Great way to shop when you’re on a tight budget Reviewed on: 23rd April 2026
Mx's avatar
Mx

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (37930)

PayPal & pay in 3 are brilliant!

5
Had PayPal for years and helps make things so much easier. The pay in 3 option has been a great help too! Reviewed on: 11th June 2024
Connor G's avatar
Connor G

Great, easy to use service

5
Great, easy to use service that is very cost effective Reviewed on: 11th June 2024
Chris B's avatar
Chris B

The credit really helped me out after a house move.

5
The credit really helped me out after a house move. Reviewed on: 11th June 2024
TrishC's avatar
TrishC

Excellent

5
Easy to set up and easy to use. Reminders given for payments due. Reviewed on: 11th June 2024
Michael H's avatar
Michael H

simple and quick

5
easy and pre-approved status means quick and efficient Reviewed on: 11th June 2024
karkare's avatar
karkare

Positive experience

4
Positive experience, rather fast customer service response Reviewed on: 11th June 2024
Joanna's avatar
Joanna

Positive experience

5
Always get reminders when payments are due, I've always had a positive experience with paypal Reviewed on: 11th June 2024
Michaela's avatar
Michaela

Great service when a payment is missed.

5
Great service when a payment is missed. Reviewed on: 11th June 2024
JW's avatar
JW

Vital tool for navigating life expenses

5
This is simple to use and helps me spread my money further. Reviewed on: 11th June 2024
Tash B's avatar
Tash B

Love PayPal, so convenient.

5
Love PayPal, so convenient.... Had an issue with money leaving my bank but purchase did not go through. Customer service sorted it out straight away. Reviewed on: 11th June 2024
Donna W's avatar
Donna W

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal

  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal

  • Payments

    from PayPal 4.92 from 3683 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill