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PayPal: Pay in 3 reviews

4.76
Based on 76,319 reviews, last reviewed 25th Jun 2026
5084100% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

PayPal pay in 3, one of my favourite ways to pay. PayPal pay in 3 is such a great way to be able to afford things to be able to treat yourself. It’s great and I often use this method to make my money ... Read more Reviewed on: 25th June 2026
Mocksy 's avatar
Mocksy

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026
Kirk L's avatar
Kirk L

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (76324)

Overall a good experience.

5
Overall a good experience. It's good to have the option to pay at a different time of the month. Reviewed on: 23rd May 2026

Paypal are always theirwhen you need them brilliant

5
Paypal are always their when you need them brilliant Reviewed on: 23rd May 2026

Financial Breathing Room When You Need It Most

5
I cannot recommend PayPal Pay in 3 enough—it has honestly been a massive help when it comes to managing my bills and managing larger, unexpected expenses. What I love most is how it breaks down the total cost into much more manageable, bite-sized amounts. Instead of taking a massive hit to my bank account all at once, I can spread the cost out comfortably. Real-life example: I recently had to buy new tyres for my car, which isn't exactly a cheap purchase. PayPal Pay in 3 allowed me to get the tyres I needed immediately without the financial stress. Furthermore, their customer support and system even helped me resolve a few tricky issues I encountered during the purchasing process with the retailer. It’s reliable, secure, and makes big-ticket items affordable. If you need a bit of financial breathing room, this is the way to go! Pros: Easy approval, interest-free, excellent purchase protection. Cons: None so far! Reviewed on: 23rd May 2026

PayPal Pay in 3

5
Excellent service allowing cost to be spread into manageable payments Reviewed on: 23rd May 2026

I use pay pall for most purchases it’s great and eas...

5
I use pay pall for most purchases it’s great and easy with friends and family transferring money really easy and simple and the pay in 3 option is a great addition Reviewed on: 23rd May 2026

easy to use and trustworthy makes online buying easy

5
easy to use and trustworthy makes online buying easy Reviewed on: 23rd May 2026

Pay pal is very handy for payments

5
Pay pal is very handy for payments Reviewed on: 23rd May 2026

Perfect, never any issues - reliable and readily ava...

5
Perfect, never any issues - reliable and readily available Reviewed on: 23rd May 2026

Brilliant that I can pay in instalments with no inte...

5
Brilliant that I can pay in instalments with no interest very handy for spreading the cost of larger items great for transferring money to others never had an issue with PayPal always had a good service Reviewed on: 23rd May 2026

Great - I really like it - easy to use...

5
Great - I really like it - easy to use Reviewed on: 23rd May 2026

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