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PayPal: Pay in 3 reviews

4.93
Based on 38,454 reviews, last reviewed 24th Apr 2026
1519100% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Pay in 3 Pay in 3 is so handy! Gives you the freedom to buy the things you want, like concert tickets, without missing out or worrying about how you're going t... Read more Reviewed on: 24th April 2026
Katie S's avatar
Katie S

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38454)

Very easy to use app and very helpful when I had any...

5
Very easy to use app and very helpful when I had any problems Reviewed on: 12th June 2024

Useful but not frequently used

5
I haven't used paypal's pay in 3 that much but when i have it has helped me not overspend my wages and helped me to keep money that i've needed to spend on essential like food and bills Reviewed on: 12th June 2024

PayPal has helped me out a lot.

5
PayPal has helped me out a lot. It's so much more affordable to purchase goods without the worry of needing all the money there and then. Splitting the payments over 3 months is more manageable. Plus it helps your credit score! Reviewed on: 12th June 2024

I have had a few engagements with the customer servi...

4
I have had a few engagements with the customer service team who have always been very polite and helpful. Reviewed on: 12th June 2024

Pay in 3 is a great way of budgeting and helping to...

5
Pay in 3 is a great way of budgeting and helping to pay for the things you want an very easy to use Reviewed on: 12th June 2024

Brilliant

5
I have used pay pal pay in 3 a few times now, it’s helped out knowing you need a present for someone and just knowing I would not have to leave myself short buy using PayPal 3 it was a life saver Reviewed on: 12th June 2024

I feel more secure paying with PayPal to companies t...

5
I feel more secure paying with PayPal to companies that I don't want to provide my bank details Reviewed on: 12th June 2024

Great experience , easy and good service

4
Great experience , easy and good service Reviewed on: 12th June 2024

Live alone payment in 3 months is fantastic it mean...

5
Live alone payment in 3 months is fantastic it means I can afford to purchase items Thankyou pay pal Reviewed on: 12th June 2024

Paypal pay in 3 is simply appreciated

5
PayPal pay in 3 really does help for when you're short with money but need something now that you can spread over 3 little payments. It's helped me massively in the past. Reviewed on: 12th June 2024

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