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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39215 reviews)

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4.93

Based on 39,215 reviews, last reviewed 26th Apr 2026

1591000% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great experience, I can recommend it Great experience, I can recommend it Reviewed on: 26th April 2026

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39215)

Good service so far so good

So far so good. I'm enjoying the Pay in 3 as it gives me more flexibility with purchases. Reviewed on: 12th June 2024

Perfect to use for any sort of payment!

I used this option when purchasing a new phone, and it was great! I had no issues whatsoever and it also kept me updated on how many payments remain and I also got notified a few days before payment so I could be prepared with the money. It was my first time using any sort of pay-in-3 and I would say it is extremely useful when making big purchases. My overall experience with this was super great and I will be using again in the future! ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 12th June 2024

Amazing service, would recommend and would use it again

Amazing service, would recommend and would use it again Reviewed on: 12th June 2024

I used to use pay in 3 but can no longer use this op...

I used to use pay in 3 but can no longer use this option Reviewed on: 12th June 2024

Affordable to pay for bigger purchases, spreading th...

Affordable to pay for bigger purchases, spreading the cost Reviewed on: 12th June 2024

Quality company 100% trustworthy...

Quality company 100% trustworthy excellent customer service and flexible payment options for payments. Deposits likewise good option for various platforms to receive monies. Reviewed on: 12th June 2024

Fantastic for low income households!!!

I'm on disability benefits and pay in 3 has been a really great help to us. Thank you. Reviewed on: 12th June 2024

Simple and easy to send money to friends or spilt bi...

Simple and easy to send money to friends or spilt bills. But also I have paid my holiday off in 3 with PayPal. You get reminders and notifications. Its fabulous!!! Reviewed on: 12th June 2024

It's a great easy way to spread costs

It's a great easy way to spread costs sensibly Reviewed on: 12th June 2024

Great service.

Great service. Easy to set up payment plans. Reviewed on: 12th June 2024

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