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PayPal: Pay in 3 reviews

4.93
Based on 39,230 reviews, last reviewed 26th Apr 2026
1592200% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
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5%
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1%
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0%
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Latest highest rating:

4

Only ever had one experience with paypal & they were... Only ever had one experience with paypal & they were able to get the issue resolved Reviewed on: 26th April 2026
Maire B's avatar
Maire B

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39230)

Very handy and easy to use.

5
Very handy and easy to use. Haven’t used customer service so can’t comment on it Reviewed on: 12th June 2024

Duplicate orderhelp

5
Had cause to obtain help with duplicate order and customer service centre provided excellent service. Reviewed on: 12th June 2024

Was so easy to use and helpful, made payments easier...

5
Was so easy to use and helpful, made payments easier Reviewed on: 12th June 2024

Good experience, no issues.

5
Good experience, no issues. Pay in 3 is very handy and convenient Reviewed on: 12th June 2024

Very convenient way to pay.

5
Very convenient way to pay. Pay in three option provides an alternative way of credit which can be helpful during these times when costs are rising on everything. Reviewed on: 12th June 2024

Good service so far so good

5
So far so good. I'm enjoying the Pay in 3 as it gives me more flexibility with purchases. Reviewed on: 12th June 2024

Perfect to use for any sort of payment!

5
I used this option when purchasing a new phone, and it was great! I had no issues whatsoever and it also kept me updated on how many payments remain and I also got notified a few days before payment so I could be prepared with the money. It was my first time using any sort of pay-in-3 and I would say it is extremely useful when making big purchases. My overall experience with this was super great and I will be using again in the future! ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 12th June 2024

Amazing service, would recommend and would use it again

5
Amazing service, would recommend and would use it again Reviewed on: 12th June 2024

I used to use pay in 3 but can no longer use this op...

4
I used to use pay in 3 but can no longer use this option Reviewed on: 12th June 2024

Affordable to pay for bigger purchases, spreading th...

5
Affordable to pay for bigger purchases, spreading the cost Reviewed on: 12th June 2024

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