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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39190 reviews)

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4.93

Based on 39,190 reviews, last reviewed 25th Apr 2026

1588700% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It was good it was really helpful for me It was good it was really helpful for me Reviewed on: 25th April 2026

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39190)

Great super easy to get it all set up

Great super easy to get it all set up Reviewed on: 12th June 2024

For someone like me living on a tight budget, being...

For someone like me living on a tight budget, being able to use Pay in 3 is a tremendous help. I cannot express strongly enough how this facility provided by PayPal has help me achieve the goals I have reached. Reviewed on: 12th June 2024

Easy to use, handy in an emergency

Easy to use, handy in an emergency if your funds are low, easy to pay back early Reviewed on: 12th June 2024

I’ve never had any problems, it just works

I’ve never had any problems, it just works Reviewed on: 12th June 2024

Easy to use and always handy to have at a touch of a...

Easy to use and always handy to have at a touch of a button. Have always used PayPal and great for security Reviewed on: 12th June 2024

I've used it multiple times

I've used it multiple times, always great Reviewed on: 12th June 2024

Really easy to use highly recommended!

Really easy to use highly recommended! Reviewed on: 12th June 2024

It helps me in this cost of living crisis to ensure...

It helps me in this cost of living crisis to ensure I am still getting a good standard of product! I wouldn’t always be able to afford coats out right due to price rises so I really appreciate this service. Reviewed on: 12th June 2024

all good, but can improve

It would be better to have the possibility to link the pay in 3 with other cards other than the main bank account (incl virtual cards) Reviewed on: 12th June 2024

Excellent service helped making large purchase alot...

Excellent service helped making large purchase alot easier Reviewed on: 12th June 2024

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