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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39173 reviews)

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4.93

Based on 39,173 reviews, last reviewed 25th Apr 2026

1587100% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I use PayPal often especially when buying items off... I use PayPal often especially when buying items off sites I’ve never used as they always have protection if anything goes wrong Reviewed on: 25th April 2026

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (39173)

It helps me in this cost of living crisis to ensure...

It helps me in this cost of living crisis to ensure I am still getting a good standard of product! I wouldn’t always be able to afford coats out right due to price rises so I really appreciate this service. Reviewed on: 12th June 2024

all good, but can improve

It would be better to have the possibility to link the pay in 3 with other cards other than the main bank account (incl virtual cards) Reviewed on: 12th June 2024

Excellent service helped making large purchase alot...

Excellent service helped making large purchase alot easier Reviewed on: 12th June 2024

Making dreams achievable!

I have used paypal pay in 3 on many occasions. I don't always have the full amount available at time of purchase and the ability to spread payments over 3 periods is excellent. Thank you paypal. Reviewed on: 12th June 2024

Have for several purchases and find it v...

Have used PayPal for several purchases and find it very helpful Reviewed on: 12th June 2024

Great way to pay

It’s smart and very convenient. I’ve used it many times and love how you have to use debit card for instalments. Reviewed on: 12th June 2024

Easy setup no hassle service professional and unfussy.

Easy setup no hassle service professional and unfussy. Excellent Reviewed on: 12th June 2024

Great, reliable service

Paypal have reacted instantly to issues and are my go to ahead of my bank as they are reliable. I always recommend Paypal to my friends Reviewed on: 12th June 2024

Peace of mind

Always there as peace of mind i shop online a lot and knowing my transactions are protected is wonderful. The pay in 3 feature is a lifesaver too! Reviewed on: 12th June 2024

Paypal pay in 3 helps with day to day expenses and l...

Paypal pay in 3 helps with day to day expenses and larger ones. Customer service is very helpful. They do not charge late payment fees. Reviewed on: 12th June 2024

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