Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 39,146 reviews, last reviewed 25th Apr 2026
1584500% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant never had a problem easy to use Brilliant never had a problem easy to use Reviewed on: 25th April 2026
becky fox's avatar
becky fox

Latest lowest rating:

2

Algorithm decides if and when to allow and refuse pa... Algorithm decides if and when to allow and refuse pay in 3. Reviewed on: 25th April 2026
Craig J's avatar
Craig J
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (39146)

Always good experience, quick service.

5
Always good experience, quick service. User interface is clean Reviewed on: 12th June 2024
Dennis B's avatar
Dennis B

I use PayPal as it gives me peace of mind

5
I use PayPal as it gives me peace of mind, knowing my payment is protected. I've had the unfortunate experience of purchasing from rogue sites and PayPal ensured I got my refund, no quibbling. Reviewed on: 12th June 2024
Paul R's avatar
Paul R

Pay in 3 option is convenient and reliable payment o...

5
Pay in 3 option is convenient and reliable payment option. I am very delighted that it is available. Services provide by PayPal are excellent. Always use it when offered. Notifications come well in advance via email, very handy. Payment is taken automatically, so no extra handling for end user. Reviewed on: 12th June 2024
Irina 's avatar
Irina

I love the pay in 3 option.

5
I love the pay in 3 option. It is so helpful when budget is tight. Spreading a purchase or a take away treat over 3 payments is great. Reviewed on: 12th June 2024
KW's avatar
KW

I love paypal - especially pay in 3 it is...

5
I love paypal - especially pay in 3 it is very helpful Reviewed on: 12th June 2024
Logan 's avatar
Logan

Often use Pay in 3.

5
Often use Pay in 3. Always works well Reviewed on: 12th June 2024
Anthony M's avatar
Anthony M

I have used PayPal for about 15 years and never expe...

5
I have used PayPal for about 15 years and never experienced a problem. I have taken advantage of Pay in 3 on numerous occasions and have appreciated it very much Reviewed on: 12th June 2024
Chris H's avatar
Chris H

It makes life that little bit easier

5
It makes life that little bit easier Reviewed on: 12th June 2024
Mark H's avatar
Mark H

Useful for university students.

5
Useful for university students. Makes it easy to get what you want without bankrupting yourself Reviewed on: 12th June 2024
Ethan O's avatar
Ethan O

Excellent service very easy to use

5
Excellent service very easy to use Reviewed on: 12th June 2024
Scandaman's avatar
Scandaman

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill