Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.759349354415944506 (75453 reviews)

View other PayPal products

4.76

Based on 75,451 reviews, last reviewed 22nd Jun 2026

5001200% increase in 5 star reviews

in the past 90 days

9200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always easy to navigate, never a problem Always easy to navigate, never a problem with payments whether pay now or pay in three and must retailers and sites accept PayPal. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Easy to Access and helps with payment PayPal pay in 3 is so easy to Access and it helps if you dont have the full amount to make a payment Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (75453)

Aye it's dead handy so it is.

Aye it's dead handy so it is. Was able to get myself a wee Chromebook and spread out the payments so I barely even noticed buying it. Would consider using again for other big purchases. Reviewed on: 19th May 2026

It’s a safe way to pay different merchants and compa...

It’s a safe way to pay different merchants and companies. Second it’s make easy to pay in 3 different instalment. Not heavy on your pocket to pay all amount in one go. If you’re not happy with product. It’s easy to refund your money through PayPal dispute resolution. Thank you PayPal to give me this opportunity. Reviewed on: 19th May 2026

Everyone should have PayPal

Love paypal services, great way to purchase what I want,paypal credit is exceptional in particular pay in 3,let's you spread the cost totally hassle free Reviewed on: 19th May 2026

Does what I need. Secure. Minimum Faff.

Does what I need with the minimum of Faff, security and acceptable to many banks Reviewed on: 19th May 2026

Pay in 3 gave me the chance to return to the UK

My Uncle was taken ill whilst I was in Turkey so I used the Pay in 3 to purchase a flight to return to the UK. I found it easy to use and very convenient. If it hadn't been for the Pay in 3 I would not have been able to afford to return. Reviewed on: 19th May 2026

good app and good ways to pay would definitely get f...

good app and good ways to pay would definitely get family on it Reviewed on: 19th May 2026

Paypal the unsung hero

Previously I have been the victim of a purchase fraud/scam. Paypal stepped in and recovered the funds on my behalf. Reviewed on: 19th May 2026

It’s easy to use and the 3 in on

It’s easy to use and the 3 in on Reviewed on: 19th May 2026

problems as a buyer and a seller and Paypal helped

I have had problems as a buyer and a seller and Paypal finalised the issues and I always use Paypal for online purchases where possible as I feel more secure then using a debit card. Reviewed on: 19th May 2026

Happy to use Paypal

Always feel safe using Paypal, make it easy to get money back if necessary. And usually helps feeling safe about paying for goods.. Reviewed on: 19th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 144735 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub