Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 39,319 reviews, last reviewed 26th Apr 2026
1600500% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Painless PayPal Easy agreement, helps budgeting, painless refunds when necessary - feels safe and effortless Reviewed on: 26th April 2026
Lisa M's avatar
Lisa M

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026
Tony B's avatar
Tony B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (39319)

Amazing service from Paypal

5
PayPal makes payment so easy with pay in 3. There is comfort and ease of payment Reviewed on: 12th June 2024

Helpful method of buying stuff

5
Hello. In the last 2 year i can say i used paypal for the credit i have mostly but usually i use paypal for my safety because outside they are a lot of people trying to scam you Reviewed on: 12th June 2024

PayPal is the best!!!

5
PayPal has always been my go to app for borrowing money for a short period of time. It’s good for me as the interest is very low, it’s even cheaper than my own bank. Will definitely continue to use them always Reviewed on: 12th June 2024

Easy to use.

5
Easy to use.. fast payments spending the cost Reviewed on: 12th June 2024

So easy to use, reminders for upcoming payments

4
So easy to use, reminders for upcoming payments Reviewed on: 12th June 2024

Brilliant way of budgeting for things you like.

5
Brilliant way of budgeting for things you like. Reviewed on: 12th June 2024

100% trust

5
My money is safe always solves the problem and quick refund. I recommend it 100% Reviewed on: 12th June 2024

Excellent experience.

5
Excellent experience. And good value. It helps me buy thing I could not afford Reviewed on: 12th June 2024

I like the fact that the pay in 3 helps you to buy s...

5
I like the fact that the pay in 3 helps you to buy something that you haven’t got the full money to buy. Then I get to pay day and I always pay it off in case I see anything else I like Reviewed on: 12th June 2024

Very good all round .

5
Very good all round . Can pay over a long period if time without worry. Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 65 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3686 reviews
    PayPal
    View all products