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PayPal: Pay in 3 reviews

4.93
Based on 47,220 reviews, last reviewed 7th May 2026
2347700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest option Always feels like a safe method of paying for thing Reviewed on: 7th May 2026
Owen 's avatar
Owen

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47220)

Easy to use and a great way of budgeting.

5
Easy to use and a great way of budgeting. Reviewed on: 6th April 2026

Since I have been using PayPal I have had a great jo...

5
Since I have been using PayPal I have had a great journey with them.service excellent completion of transactions perfect. Thanks PayPal Reviewed on: 6th April 2026

Good customer service and UI

5
User friendly portals. Easy to gain customer service who are always polite, helpful and informative. Reviewed on: 6th April 2026

Really good and easy experience.

5
Really good and easy experience. Makes purchases much more affordable Reviewed on: 6th April 2026

Pay in 3 is really convenient, it takes the edge off...

4
Pay in 3 is really convenient, it takes the edge off any purchase, whatever the amount and it keeps more of my money in my account. Feels like it also offers an extra degree of protection against bad eBay sellers. I’ve done plenty of returns/refunds after using pay in 3. Reviewed on: 6th April 2026

Really handy service.

5
Really handy service for big purchases that need to be broken up. Reviewed on: 6th April 2026

A great...

5
A great offer that doesn’t strain your wallet and lets you enjoy your favourite shopping. Thank you! Reviewed on: 6th April 2026

Easy to use service and the pay in three is brilliant.

5
Easy to use service and the pay in three is brilliant. Any problems and the paypal staff are their to help quickly. Reviewed on: 6th April 2026

I love pay in 3

5
I love pay in 3, it helps split the bill up and doesn’t cost extra, it’s really handy. It’s better than using a debit or credit card. Reviewed on: 6th April 2026

Always good customer service an money available quic...

5
Always good customer service an money available quickly an transferred to bank quickly Reviewed on: 6th April 2026

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