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PayPal: Pay in 3 reviews

4.93
Based on 48,556 reviews, last reviewed 9th May 2026
2472100% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It just works So quick and easy to pay with paypal Reviewed on: 9th May 2026
Adie's avatar
Adie

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48556)

PayPal pay in 3 is a great option, especially if it’...

5
PayPal pay in 3 is a great option, especially if it’s a more expensive item, easy to use and good rates. Reviewed on: 6th April 2026

Effective Alternative

5
Customer service representative was very helpful. With PayPal I have the option to delay payment with additional option on time to complete payment this for me removes stress out of financing a purchase Reviewed on: 6th April 2026

It was great.

5
It was great.and it was easy and transparent to repay back. Reviewed on: 6th April 2026

Convenient manageable payments.

5
Convenient when making a purchase with easy manageable staggered payments taken without having to worry remembering to make a payment when it’s taken automatically. Reviewed on: 6th April 2026

Excellent service.

5
Excellent service. Always sorted any problems I had and unbelievably fast Reviewed on: 6th April 2026

Great tool to break up payments

5
Always found it easy and helpful when wanting to split up a payment, especially over the Christmas period when lots to buy. Reviewed on: 6th April 2026

Pay in 3 helps me budget and afford things when mone...

5
Pay in 3 helps me budget and afford things when money has been tight whilst I’ve been studying Reviewed on: 6th April 2026

Great service

5
Widely available services and options provided depending on how long I need to pay off my purchase.Very easy to log in and complete my purchase without any hassle .Always confident in my transactions and kept informed on payments due .Would highly recommend Reviewed on: 6th April 2026

PayPal in 3 is very helpful especially if I need to...

5
PayPal in 3 is very helpful especially if I need to make a purchase but feel I shouldn’t spend that amount at that time. I have used PP in 3 on a few occasions and found it to be very helpful. Reviewed on: 6th April 2026

Excellent service, very easy to use with added prote...

5
Excellent service, very easy to use with added protection Reviewed on: 6th April 2026

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