Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 48,536 reviews, last reviewed 9th May 2026
2470200% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Used PayPal for many years and is my go to for an ea... Used PayPal for many years and is my go to for an easy checkout experience. Reviewed on: 9th May 2026
Johnny O's avatar
Johnny O

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026
Agnes l's avatar
Agnes l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (48536)

Good experience

4
This survey is coded extremely poorly. i like using Paypal, I think paypal credit can be more straightforward to use, but it’s a good product overall Reviewed on: 6th April 2026

Any time just have had a issue is have always found...

5
Any time just have had a issue is have always found palpal customer.services to be understanding and they have assist well with my enquiry great customer experience Reviewed on: 6th April 2026

Easy steps and makes buying things easier.

5
Easy steps and makes buying things easier. Reviewed on: 6th April 2026

Pay pal have helped me out when I needed the money t...

5
Pay pal have helped me out when I needed the money to pay for car repairs. The pay over 3 months made it easier to spread the cost and not pay the money I 1 lump sum. Reviewed on: 6th April 2026

Easy steps and makes buying things easier

5
Easy steps and makes buying things easier Reviewed on: 6th April 2026

In safe hands

5
Can’t beat the feeling of knowing that your payment are in safe hands with help on hands 24/7. With the scams that are out there PayPal makes my money feel safe. Keep up the great work Reviewed on: 6th April 2026

I have nothing but good things about PayPal .

5
I have nothing but good things about PayPal . I have no issues with the service that is provided Reviewed on: 6th April 2026

Always a safe and reliable way to pay.

5
Always a safe and reliable way to purchase online and the pay in three option is a great way to spread the cost and perfect for budgeting. Reviewed on: 6th April 2026

I now use PayPal for every single payment

5
Been a PayPal customer since around 2000 when it first started. Never once let me down always on point with the customer service and refunds are fast and guaranteed with added protection. Now with the PayPal+ card to use anywhere and the ability to collect points which turn into pounds to shop with. I now use PayPal for every single transaction I make daily. Reviewed on: 6th April 2026

Excellent

5
Very useful service, I use it often Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 102852 reviews
    PayPal
    View all products