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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48639 reviews)

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4.93

Based on 48,639 reviews, last reviewed 9th May 2026

2479800% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Top Winner Used PayPal for years….always been great to use Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48639)

Simple and reliable way to spread payments

I’ve been using PayPal Pay in 3 and it’s been a really convenient way to manage larger purchases. The setup is quick and straightforward, and I like how clearly the payment schedule is laid out in the app. It makes budgeting much easier without having to pay everything upfront. Payments are taken automatically, which saves time and helps avoid missing anything. I’ve also found it widely accepted across many retailers, making it a flexible option when shopping online. While there have been occasional hiccups, like a transaction not going through, overall the experience has been smooth and reliable. It’s a great option if you want a simple, interest-free way to split payments. Reviewed on: 6th April 2026

Friendly and helpful customer service

Always friendly and helpful customer service when needed and never really had any issues Reviewed on: 6th April 2026

I love to use pay in 3 were possible.

I love to use pay in 3 were possible. It is great for keeping control of my budget. Reviewed on: 6th April 2026

Happy Long and regular user of PayPal

I have enjoyed using PayPal for reassurance when buying online and now use the pay in 3 payments for all my large buys to help spread the cost. Reviewed on: 6th April 2026

easy and reliable.

It's so easy and reliable and now has great options for how/when to pay Reviewed on: 6th April 2026

Good flexible options

Good flexible options and it’s quick and easy and widely accepted Reviewed on: 6th April 2026

Very trustworthy and quick to sort out problems from...

Very trustworthy and quick to sort out problems from unscrupulous enders. Reviewed on: 6th April 2026

Used PayPal for years and have never had any issues...

Used PayPal for years and have never had any issues if I notice something wrong the team sort it’s instantly. Would recommend to anyone who shops online! Used PayPal to pay for long haul flights that were out of budget but the pay in 3 option was available and I was able to have the holiday of a lifetime and meet friends from the other side of the world. Will continue to use this feature and getting friends to do the same! Reviewed on: 6th April 2026

Really happy with PayPal Pay in 3!

Really happy with PayPal Pay in 3! It made spreading the cost of my purchase super easy and stress-free. The setup was quick, there were no hidden fees, and the automatic payments worked smoothly. A great option if you want flexibility without the hassle. Reviewed on: 6th April 2026

I've used PayPal for years and found it really good .

I've used PayPal for years and found it really good . If I've ever had a problem with a transaction paid with PayPal they've been really helpful sorting it out. Reviewed on: 6th April 2026

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