Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48663 reviews)

View other PayPal products

4.93

Based on 48,663 reviews, last reviewed 9th May 2026

2481900% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use PayPal is very easy to use and makes online payments quick and secure. I like how fast money transfers are, and the buyer protection gives extra confi... Read more Reviewed on: 9th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (48663)

I’ve been using PayPal for around 20 years now.

I’ve been using PayPal for around 20 years now. Have made several ‘claims’ in that time. Almost all of them were resolved. Reviewed on: 6th April 2026

Easy to access user friendly clear instructions

Easy to access user friendly clear instructions Reviewed on: 6th April 2026

Reassuring to have a world class secure platform wit...

Reassuring to have a world class secure platform with proper recourse if ing goes wrong Reviewed on: 6th April 2026

This is a very useful feature of PayPal.

This is a very useful feature of PayPal. I’ve used it many times as a uni student, when times got hard. The reminders are good and not overwhelming. Being able to extend paybacks is also useful Reviewed on: 6th April 2026

Simple and reliable way to spread payments

I’ve been using PayPal Pay in 3 and it’s been a really convenient way to manage larger purchases. The setup is quick and straightforward, and I like how clearly the payment schedule is laid out in the app. It makes budgeting much easier without having to pay everything upfront. Payments are taken automatically, which saves time and helps avoid missing anything. I’ve also found it widely accepted across many retailers, making it a flexible option when shopping online. While there have been occasional hiccups, like a transaction not going through, overall the experience has been smooth and reliable. It’s a great option if you want a simple, interest-free way to split payments. Reviewed on: 6th April 2026

Friendly and helpful customer service

Always friendly and helpful customer service when needed and never really had any issues Reviewed on: 6th April 2026

I love to use pay in 3 were possible.

I love to use pay in 3 were possible. It is great for keeping control of my budget. Reviewed on: 6th April 2026

Happy Long and regular user of PayPal

I have enjoyed using PayPal for reassurance when buying online and now use the pay in 3 payments for all my large buys to help spread the cost. Reviewed on: 6th April 2026

easy and reliable.

It's so easy and reliable and now has great options for how/when to pay Reviewed on: 6th April 2026

Good flexible options

Good flexible options and it’s quick and easy and widely accepted Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.50 from 2 reviews
Klarna card
from Klarna 4.29 from 3 reviews
next 3step
from Next 4.00 from 5 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews
PayPal Credit
from PayPal 4.90 from 103080 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub