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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48675 reviews)

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4.93

Based on 48,675 reviews, last reviewed 10th May 2026

2483000% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service Never had any problems and the pay in 3 is super handy for bigger purchases Reviewed on: 10th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48675)

Lo more than i expected

The pay in 3 is brilliant for me. Sending and recieving cash is easy and cheap transfers Reviewed on: 6th April 2026

Great way to pay for big purchases.

Great way to pay for big purchases.Fast efficient service. Reviewed on: 6th April 2026

I’ve been using PayPal for around 20 years now.

I’ve been using PayPal for around 20 years now. Have made several ‘claims’ in that time. Almost all of them were resolved. Reviewed on: 6th April 2026

Easy to access user friendly clear instructions

Easy to access user friendly clear instructions Reviewed on: 6th April 2026

Reassuring to have a world class secure platform wit...

Reassuring to have a world class secure platform with proper recourse if ing goes wrong Reviewed on: 6th April 2026

This is a very useful feature of PayPal.

This is a very useful feature of PayPal. I’ve used it many times as a uni student, when times got hard. The reminders are good and not overwhelming. Being able to extend paybacks is also useful Reviewed on: 6th April 2026

Simple and reliable way to spread payments

I’ve been using PayPal Pay in 3 and it’s been a really convenient way to manage larger purchases. The setup is quick and straightforward, and I like how clearly the payment schedule is laid out in the app. It makes budgeting much easier without having to pay everything upfront. Payments are taken automatically, which saves time and helps avoid missing anything. I’ve also found it widely accepted across many retailers, making it a flexible option when shopping online. While there have been occasional hiccups, like a transaction not going through, overall the experience has been smooth and reliable. It’s a great option if you want a simple, interest-free way to split payments. Reviewed on: 6th April 2026

Friendly and helpful customer service

Always friendly and helpful customer service when needed and never really had any issues Reviewed on: 6th April 2026

I love to use pay in 3 were possible.

I love to use pay in 3 were possible. It is great for keeping control of my budget. Reviewed on: 6th April 2026

Happy Long and regular user of PayPal

I have enjoyed using PayPal for reassurance when buying online and now use the pay in 3 payments for all my large buys to help spread the cost. Reviewed on: 6th April 2026

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