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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48834 reviews)

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4.93

Based on 48,834 reviews, last reviewed 10th May 2026

2498000% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal causes no problems. PayPal causes no problems. It does what it’s meant to do. Reviewed on: 10th May 2026

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48834)

Fantastic customer service

Fantastic customer service great range of payment options. Reviewed on: 6th April 2026

Very good, excellent service, customer satisfaction...

Very good, excellent service, customer satisfaction extremely high Reviewed on: 6th April 2026

PayPal - The safe and trusted choice

PayPal have always been a safe and trusty avenue to purchase through. I feel more at ease when purchasing knowing that it can be done through PayPal. I have previously had experiences where items did not arrive and I had not heard back from the sellers. PayPal would always investigate and sort everything out for me. Reviewed on: 6th April 2026

Easy and intuitive.

Easy and intuitive. PayPal Pay in 3 is a convenient, low-cost tool for managing short-term cash flow on planned purchases. It shines when used intentionally and paid off reliably, but it demands financial discipline. If you can stick to the schedule, it’s a solid, interest-free alternative to credit cards. Reviewed on: 6th April 2026

PayPal's Pay in 3 has been great for me.

PayPal's Pay in 3 has been great for me. It's a very simple procedure, they make it clear as to what the terms and conditions are and give you the options to pay more towards the amount before your scheduled payment(s) I'd highly recommend it. Reviewed on: 6th April 2026

It is great to be able to spread payments.

It is great to be able to spread payments without any added interest. It also means that I do not have to input bank or card details. Reviewed on: 6th April 2026

good experience

Overall a good experience when used. Haven’t experience any major issues and customer service staff have been helpful Reviewed on: 6th April 2026

Pay in 3 excellent way to pay for anything

Pay in 3 excellent way to pay for anything, which I have use to pay for goods from small amount to hundreds of pounds. Reviewed on: 6th April 2026

It is so easy to pay in 3 with just a few clicks and...

It is so easy to pay in 3 with just a few clicks and a tick box. I use it regularly to buy the more expensive items i want but can't quite afford in one hit so pay in 3 does the trick for me. Reviewed on: 6th April 2026

Very easy to use and handy for bigger purchases.

Very easy to use and handy for bigger purchases. Very easy to keep track of and reminders sent out. Reviewed on: 6th April 2026

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