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PayPal: Pay in 3 reviews

4.93
Based on 49,971 reviews, last reviewed 13th May 2026
2605500% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It just works. It just works. Easy and quick to use. Reviewed on: 13th May 2026
Kingkaping's avatar
Kingkaping

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (49971)

Had PayPal account for a lot years never had an prob...

5
Had PayPal account for a lot years never had an problems, just solutions for payments and transfers Reviewed on: 6th April 2026

Pay in 3

5
Overall service is very good, clear payment schedule, reminder via email Reviewed on: 6th April 2026

An excellent service reliable and trustworthy

5
They have helped me on more than one occasion to get my money back when I have not received goods or goods were not as advertised. I always feel safe using PayPal and would not by online without it. Reviewed on: 6th April 2026

Flexible payment options very secure platform

5
Flexible payment options very secure platform Reviewed on: 6th April 2026

Great service received

5
Great service received dealt with queries effectively. PayPal pay over 3 months is a great way to make purchases without breaking the bank Reviewed on: 6th April 2026

Great experience so far.

5
Great experience so far. Had a scam online and they would not give me a refund, although the process of opening a claim was quite long, in the end i did manage to get all my money back thanks to paypal. I would definately use them again as i feel comfortable in them managing my money Reviewed on: 6th April 2026

Pay in 4

5
PayPal has helped me keep my finances stable. Very happy with paypal pay in 3 Reviewed on: 6th April 2026

I’ve never had a bad experience with pay in 3.

5
I’ve never had a bad experience with pay in 3. I get email reminders when it’s closer to the payment day. No charge of interest. It’s all in one app, easy to manage. Keep track of packages too. Reviewed on: 6th April 2026

Easy to use and handy for spreading the cost

5
Easy to use and handy for spreading the cost Reviewed on: 6th April 2026

easy to use and set up payments, easy to set up plan...

5
easy to use and set up payments, easy to set up plans and pay in 3 makes life easier Reviewed on: 6th April 2026

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