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PayPal: Pay in 3 reviews

4.93
Based on 51,223 reviews, last reviewed 16th May 2026
2722800% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really user friendly, helpful service making it easy... Really user friendly, helpful service making it easy to spread the cost of purchases simply with no hassle. Informative and ease of use make it my go ... Read more Reviewed on: 16th May 2026
Les corlett 's avatar
Les corlett

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (51223)

Always quick and straightforward to use.

5
Always quick and straightforward to use. Reviewed on: 6th April 2026

Excellent would recommend to all.

5
Excellent would recommend to all. Reviewed on: 6th April 2026

I’ve found PayPal Pay in 3 really easy to use and he...

5
I’ve found PayPal Pay in 3 really easy to use and helpful when managing my finances. The setup was quick, payments are clearly scheduled, and everything is transparent in the app. It’s a great option for spreading the cost without interest, and I’ve had no issues so far. Reviewed on: 6th April 2026

It was really good and made it feel a bit easier spe...

5
It was really good and made it feel a bit easier spending the money when broken down in three payments not adding additional cost Reviewed on: 6th April 2026

Excellent service.

5
PayPal have always resolved my issues with payments and offer me credit interest free for 4 months. Reviewed on: 6th April 2026

Great loyalty program

5
I use the Paypal debit card for its great loyalty points Reviewed on: 6th April 2026

PayPal Pay in 3 is a simple and convenient way to sp...

5
PayPal Pay in 3 is a simple and convenient way to split purchases into three interest-free payments. It’s easy to use, with quick approval and a clear payment schedule shown upfront, making budgeting much more manageable. There are no fees if you pay on time, and it integrates smoothly into PayPal checkout. Overall, it’s a great option for short-term flexibility—just make sure you keep up with the payments to avoid issues. Reviewed on: 6th April 2026

Easy to use.

5
Easy to use. The various options work well for me. Reviewed on: 6th April 2026

Super simple and quick.

5
Super simple and quick. Can’t get better than that. Reviewed on: 6th April 2026

Paying with PayPal makes me feel safe.

5
Paying with PayPal makes me feel safe..Kept informed on parcels in transit. Reviewed on: 6th April 2026

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