Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 51,218 reviews, last reviewed 16th May 2026
2722300% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great! Never had a problem with payoal Great never had a problem, mostly use this for interest free spending. Reviewed on: 16th May 2026
kelly coetzee's avatar
kelly coetzee

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (51218)

Trustworthy

5
I’ve always had good results from PayPal and extremely trustworthy company Reviewed on: 6th April 2026

Have used Paypal for well over 20 years, had one iss...

5
Have used Paypal for well over 20 years, had one issue and was sorted immediately Reviewed on: 6th April 2026

Straightforward and easy, with clear steps, reassuri...

5
Straightforward and easy, with clear steps, reassuring security and powerful integration across all major platforms. Reviewed on: 6th April 2026

Average, overall ok, some issues contacting customer...

4
Average, overall ok, some issues contacting customers service Reviewed on: 6th April 2026

Since signing up to PayPal, my overall experience ha...

4
Since signing up to PayPal, my overall experience has so far been a positive one. They have one, if not the best and secured and safe method of payment and monetary transfer worldwide. Reviewed on: 6th April 2026

I always use PayPal when online shopping as it means...

5
I always use PayPal when online shopping as it means other companies don’t see my details. It is easy to use and when I had a problem with a company I was able to speak to a person at PayPal and had things sorted. It’s not easy nowadays to get service like that, Reviewed on: 6th April 2026

Game changer

5
Never had a problem using PayPal either for direct payment or pay in three for purchases. Also a great way to send money to family living abroad. Reviewed on: 6th April 2026

Accurate payments and useful service Especially like...

5
Accurate payments and useful service Especially like the Pay in Three option. Reviewed on: 6th April 2026

Great service

5
I like using Pay Pal because I feel safer that my transactions will be sorted in the event of any unforeseen issues. Reviewed on: 6th April 2026

I am in good hands

5
I know that my online banking, is safe and that I can contact pay pal if I have got a any worries. Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3716 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 108084 reviews
    PayPal
    View all products