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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50842 reviews)

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4.93

Based on 50,842 reviews, last reviewed 14th May 2026

2686600% increase in 5 star reviews

in the past 90 days

5100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

All good safe and easy. All good safe and easy. Excepted worldwide with just a tap on your phone Reviewed on: 14th May 2026

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50842)

Great always

Great always. Easy to access and quick customer service Reviewed on: 6th April 2026

user friendly, loyal and safe.

user friendly, loyal and safe. i appreciate the fact that they provide credit with the pay in three, as it really helps keep my accounts in order. Reviewed on: 6th April 2026

It was flexible and allowed me to plan my finances.

It was flexible and allowed me to plan my finances. The information and due dates were were communicated to me Reviewed on: 6th April 2026

If its not PayPal it doesn't happen

I no longer purchase on the web unless it excepts PayPal. They have been than helpful for over 20 years when I had any issues. Able to guide me in the right direction and any problems I had were solved. When paying in three installments they made every transaction so simple. If its not PayPal it's no good for me. Reviewed on: 6th April 2026

Trust worthy with card details.

Trust worthy with card details. Quickly settled any problems.Great customer service. Reviewed on: 6th April 2026

Helpful for spreading costs

Easy to use, helpful for spreading costs and you can easily pay the remaining amount off earlier if you want to. Helped me when purchasing expensive concert tickets last minute, when I didn't have the full amount in my bank account (and was waiting for savings to transfer across). Reviewed on: 6th April 2026

I’ve had a very positive experience using PayPal.

I’ve had a very positive experience using PayPal. I’ve made several purchases through the platform, and it has always been reliable and straightforward. One thing I really appreciate is the level of trust and security they provide—it gives me confidence when making payments online. PayPal also shows strong customer loyalty by offering buyer protection and responding when issues arise. The interface is simple, payments are quick, and overall it’s very easy to work with. It’s definitely one of the most convenient and dependable payment services I’ve used. Reviewed on: 6th April 2026

Never had a problem with a refund or solving other i...

Never had a problem with a refund or solving other issues. Reviewed on: 6th April 2026

Satisfied with PayPal's overall performance.

Satisfied with PayPal's overall performance. Reviewed on: 6th April 2026

Easy to budget with

I’m happy with PayPal Pay in 3 because it helps me budget more easily when I want to buy something. The payments are split into manageable amounts, which makes it feel more affordable and less stressful. It was simple to use and gave me a convenient way to spread the cost. Reviewed on: 6th April 2026

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