Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (48694 reviews)

View other PayPal products

4.93

Based on 48,694 reviews, last reviewed 10th May 2026

2484800% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy spreads cost. Easy to set up and spread payments. Reviewed on: 10th May 2026

Latest lowest rating:

2

I have 2 bank accounts one English and one French so... I have 2 bank accounts one English and one French so 2 cards registered with PayPal. When I use Pay in 3 in € with my French card you convert the amou... Read more Reviewed on: 9th May 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (48694)

Always fast efficient and transparent with payments,...

Always fast efficient and transparent with payments, dates and next payment timescales. Reviewed on: 27th June 2025

Great service.

Great service. All in transparency. Reviewed on: 27th June 2025

Pay in 3 rejection

Although with excellent credit scores they keep rejecting me and give no reason whatsoever where other lenders always approve Reviewed on: 27th June 2025

Great way to spread the cost of big ticket purchases

Easy solution to spread the cost of buying those 'big ticket' purchases. A godsend when your favourite band announces a new tour a the drop of a hat and you haven't budgeted for tickets at the time. Great solution made simple! Reviewed on: 27th June 2025

Love pay in 3.

Love pay in 3. Gives me the option to buy necessities and spread the cost interest 3. I really like the option to pay it off sooner too. Has really helped with getting school uniform for 5 children, and when appliances need replacing unexpectedly. Reviewed on: 27th June 2025

Hassle free

Pay in 3 with 0% interest allows the peace of mind to spread payments without having to overpay. It allows the flexibility to budget and purchase items sooner as opposed to one lump sum payment. Reviewed on: 27th June 2025

So easy to use, efficient and effective

So easy to use, efficient and effective Reviewed on: 27th June 2025

Been with paypal years, always feel safe knowing any...

Been with paypal years, always feel safe knowing any problems they help you Reviewed on: 27th June 2025

Pay some now.

Pay some now. Pay some later. All paid! Reviewed on: 27th June 2025

PayPal pay in 3

Pay in 3 helps with lager purchases and eases the burden on my monthly outgoings making life a little easier Reviewed on: 27th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.59 from 14 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy now pay later
from Payl8r 4.89 from 4218 reviews

Want to see more from PayPal?

Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews
PayPal Credit
from PayPal 4.90 from 103151 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub