Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (39699 reviews)

View other PayPal products

4.93

Based on 39,699 reviews, last reviewed 27th Apr 2026

1636900% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good service everytime i use. Very good service everytime i use. Plus great at recovering money if seller not good Reviewed on: 27th April 2026

Latest lowest rating:

1

Couldn’t use PP Debit for a month Card declined and I couldn’t use the service for a month even after speaking to what seems like every department on the phone. Then one day it’s worki... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (39699)

Youth saver

I wasted time, not using PayPal in earlier days. Reviewed on: 5th June 2024

Better than any bank

I have used paypal for years and have never experienced an issue. In fact they have offered me buyer protection for free when I didn't know I needed it, until I did. The new pay in 3 and credit card choices have put paypal leaps above any bank and i am fully utulising as many as i can. Its my first choice and I can not recommend paypal enough. The experiences I have.with Paypal really are first class. Bravo! Reviewed on: 5th June 2024

Satisfied with PayPal

PayPal is very useful. You don't have to share your financial information with every website you shop at, which helps reduce the risk of fraud. It's fast and easy to pay online with PayPal, without having to re-enter your payment details each time. You can use it to shop online, send and receive money from friends and family, and even pay bills. Reviewed on: 5th June 2024

Good all round service.

Good all round service. Easy to use. Gives you more time to pay. Spreads the cost. Affordable credit limits. Reviewed on: 5th June 2024

Brilliant

Love how easy and transparent it all is Reviewed on: 5th June 2024

Great service in terms of options to pay

So far I’ve not had to use customer service as I’ve not had any issues. I love the pay in 3 options as it allows us to buy now and pay later which is very convenient for more dearer items. When it comes to making payment by PayPal on websites it’s a really simple process too. Reviewed on: 5th June 2024

Best ever

So quick and easy, use it all the time now Reviewed on: 5th June 2024

I have used pay in 3 for a while now, confused why i...

I have used pay in 3 for a while now, confused why its been stopped. Reviewed on: 5th June 2024

I would like to use pay pal because is very good thi...

I would like to use pay pal because is very good this app Reviewed on: 5th June 2024

Makes life and payment easier,convienient to buy and...

Makes life and payment easier,convienient to buy and for services Reviewed on: 5th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.50 from 14 reviews
Buy Now Pay Later
from Butter 4.50 from 2 reviews
Buy now pay later
from Clearpay 3.26 from 53 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Credit card
from PayPal 4.92 from 65 reviews
Payments
from PayPal 4.92 from 3687 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub