Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (74472 reviews)

View other PayPal products

4.76

Based on 74,472 reviews, last reviewed 20th Jun 2026

4908300% increase in 5 star reviews

in the past 90 days

9100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great for more experience or unexpected purchases Very easy to use and great for spreading cost of more expensive or unexpected purchases. I have used many times to allow me to purchase products I oth... Read more Reviewed on: 20th June 2026

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (74472)

PayPal is best way to use for payments it’s quick an...

PayPal is best way to use for payments it’s quick and so easy not complicated at all and pay in 3 comes in huge help makes life little more easier and enjoyable :) Reviewed on: 5th May 2026

Paypal os absolutely amazing and I would love to rec...

Paypal os absolutely amazing and I would love to recommend it to everyone Reviewed on: 5th May 2026

It’s the best way to pay for something especially if...

It’s the best way to pay for something especially if you don’t have the money Reviewed on: 5th May 2026

easy and efficient

easy and efficient, useful and effective communication with support line when necessary Reviewed on: 5th May 2026

Pay in three works fo me

Pay in three just works especially for larger costing items it’s easy to work out each purchase and in today’s financial and world uncertainty it’s a glimmer of hope of light that just shines on! It’s a great way to keep finances under control and never any fuss! Reviewed on: 5th May 2026

Very useful

I tend to use PayPal Pay in 3 or Paypal Credit for quite a few purchases. Not only does it allow me to spread the payments over longer period of time, it also means I don't need to enter my debit / credit card details. And there is 0% interest rate, which means it's more attractive than some of the finance options offered. Reviewed on: 5th May 2026

Quick efficient service, payment protection and a ex...

Quick efficient service, payment protection and a excellent pay in three product Reviewed on: 5th May 2026

Paypal is very secure and safe to use its excellent...

Paypal is very secure and safe to use its excellent if you need to spread your payments into 3month to help you out wouldn't use anything else highly recommended Reviewed on: 5th May 2026

Paypal is great when sending money to relatives, a g...

Paypal is great when sending money to relatives, a good feature is that it tells you the exchange between different currencies Reviewed on: 5th May 2026

It was quick and easy.

It was quick and easy. The details are made clear there are no hidden charges and the plan is simple and easy to understand. It doesn’t hold up the transaction or take you to secondary lender pages with reams of documents to sign. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.71 from 57 reviews
Argos card
from Argos 4.31 from 63 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 143529 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub