Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 74,551 reviews, last reviewed 21st Jun 2026
4915200% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has allowed me to purchase many necessities... Pay in 3 has allowed me to purchase many necessities such as school uniform that I couldn't have afforded otherwise! Reviewed on: 21st June 2026
Becky's avatar
Becky

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74551)

Very easy to use and frequently utilise the pay in 3...

4
Very easy to use and frequently utilise the pay in 3 feature. Reviewed on: 5th May 2026

It’s a winner

5
Interest free. Any questions can be answered by customer service. Helpful and reassuring regarding any misunderstandings. Reviewed on: 5th May 2026

Easy to use without any unnecessary details

5
Easy to use without any unnecessary details Reviewed on: 5th May 2026

PayPal is universally accepted ans easy to use

5
PayPal is universally accepted ans easy to use Reviewed on: 5th May 2026

security

4
I use PayPal as it feels more secure, and trustworthy Reviewed on: 5th May 2026

I buy in market place or internet

5
I buy in market place or internet Reviewed on: 5th May 2026

It is alright it gets the job done I cannot...

4
It is alright it gets the job done I cannot complain Reviewed on: 5th May 2026

Im not very techy, but...

5
Im not very techy, using the app to pay or transfer is very easy. Reviewed on: 5th May 2026

Fantastic service, just what is needed.

5
Fantastic service, helps to spread the cost of purchases, minimal hassle Reviewed on: 5th May 2026

It’s a very clear and guided service.

5
It’s a very clear and guided service. You know exactly what you’re getting into, and where to find help if you need it. If you fall behind or make a late payment, you get gentle reminders and no threats. You always feel valued and in control. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 143625 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products