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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (38345 reviews)

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4.93

Based on 38,345 reviews, last reviewed 24th Apr 2026

1509000% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Instant transfer and points rewards make excitement... Instant transfer and points rewards make excitement to shop Reviewed on: 24th April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38345)

Amazing so helpful

Amazing so helpful, great for the times I’m abit short and can split the payments over 3 payments, never had a problem quick and easy Reviewed on: 3rd June 2024

I pay with PayPal as much as I can.

I pay with PayPal as much as I can. Makes things more affordable. Reviewed on: 3rd June 2024

Very flexible and easy to use I use it frequently to...

Very flexible and easy to use I use it frequently to help spread costs Reviewed on: 3rd June 2024

Great customer service, makes paying for things much...

Great customer service, makes paying for things much easier. Got a reminder phone call once with a forgotten payment which was helpful Reviewed on: 3rd June 2024

Easy to use and lots of shops now use pay pal which...

Easy to use and lots of shops now use pay pal which makes it easier to shop Reviewed on: 3rd June 2024

The pay in 3 has been a great help and would highly...

The pay in 3 has been a great help and would highly recommend it if things are tight and the service is outstanding, thanks Reviewed on: 3rd June 2024

Easy to use , excellent service , and lots to chise...

Easy to use , excellent service , and lots to chise from Reviewed on: 3rd June 2024

Quick response...

When I have had a concern I have had quick response from Customer Service and from the relevant person that I needed to speak to.. my enquiry has always been satisfactory when being sorted out Reviewed on: 3rd June 2024

A Game Changer for Online Shopping

I've recently started using PayPal's Pay in 3 feature, and I couldn't be more impressed. This service allows you to split your purchases into three interest-free payments, making it much easier to manage larger expenses. The application process is incredibly straightforward and quick, and the flexibility it offers is fantastic. What I love most about Pay in 3 is the convenience and peace of mind it provides. There's no need to worry about hidden fees or complicated terms—everything is clear and transparent. Additionally, having the option to break down payments has been a lifesaver for budgeting, especially during months with unexpected costs. PayPal's integration with numerous online retailers means I can use Pay in 3 almost anywhere I shop. This feature has not only made my financial planning simpler but also allowed me to make necessary purchases without stress. Highly recommended for anyone looking to make their shopping experience more manageable and flexible - I hope you will consider using this feature in the future! Reviewed on: 3rd June 2024

Nice way to spread the cost of purchases

Nice way to spread the cost of purchases Reviewed on: 3rd June 2024

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