Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 36,931 reviews, last reviewed 21st Apr 2026
1374500% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Encouraging continuous improvement Encouraging continuous improvement upholds my confidence Reviewed on: 21st April 2026
David H's avatar
David H

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (36931)

Two payments taken on the first day so defeated the...

2
Two payments taken on the first day so defeated the object really Reviewed on: 1st June 2024

Always use pay in 3 when I have the option as it is...

5
Always use pay in 3 when I have the option as it is a very useful service Reviewed on: 1st June 2024

Great way to purchase that really helps with budgeting.

5
Great way to purchase that really helps with budgeting. Reviewed on: 1st June 2024

Very happy with all if my dealings with Paypal

5
Very happy with all if my dealings with Paypal Reviewed on: 1st June 2024

Contacted them 5 times regarding app issues problem...

1
Contacted them 5 times regarding app issues problem never sorted not happy about it Reviewed on: 1st June 2024

It's helpful for managing big payments.

5
It's helpful for managing big payments. Reviewed on: 1st June 2024

Used pay in 3 several times without any problems.

5
Used pay in 3 several times without any problems. Excellent service Reviewed on: 1st June 2024

More transparency needed around charges if missing p...

5
More transparency needed around charges if missing payment due to bank Reviewed on: 1st June 2024

I love paying via PayPal as feel safer.

5
I love paying via PayPal as feel safer. Paying in 3 means that you split the payment over 3 months and if you return items you are not waiting for a massive amount back into your bank. Reviewed on: 1st June 2024

Never had a bad experience with pay pal

5
Never had a bad experience with pay pal Reviewed on: 1st June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review