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PayPal: Pay in 3 reviews

4.93
Based on 34,347 reviews, last reviewed 18th Apr 2026
1132600% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Very efficient Paypal I have found PayPal to be Very handy and Very efficient Reviewed on: 18th April 2026
Stephen Fleming's avatar
Stephen Fleming

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (34347)

Great and reliable service fast transaction

5
Great and reliable service fast transaction Reviewed on: 22nd May 2024

I think its a good option to use.

5
I think its a good option to use. 1 to protect tou with purches. 2 if you need a little extra time to pay Reviewed on: 22nd May 2024

Pay in three makes things more affordable to the ave...

5
Pay in three makes things more affordable to the average person. Quick, simple and easy to use Reviewed on: 22nd May 2024

Very quick, easy and efficient.

5
Very quick, easy and efficient. Easy way to pay for items over 3 payments interest free. Reviewed on: 22nd May 2024

This service gave me flexibility when making online...

5
This service gave me flexibility when making online payments. It’s really handy for unexpected expenses Reviewed on: 22nd May 2024

Top service!

5
Top service! Making life easier with flexible payment, PayPal is my default option. Reviewed on: 22nd May 2024

Great, easy to use, pay in 3 plan, perfect

5
I have used PayPal pay in 3 on numerous occasions and have found it so easy to use. It has enabled me to buy some items I have really needed interest free which I would not necessarily have been able to afford with the current cost of living so I am extremely grateful of this pay in 3 option. Also I love the fact that you are informed by email the date that your next payment is due and in the PayPal App it gives you the choice of early payment if you wish to do so. A great easy use prepayment, no extra cost plan that I would absolutely recommend for anyone to use Reviewed on: 22nd May 2024

I have had excellent experience with this.

5
I have had excellent experience with this. Very helpful as allows extra time to pay for things. Reviewed on: 22nd May 2024

I've had brilliant experiences with PayPal pay in 3...

5
I've had brilliant experiences with PayPal pay in 3. Even if there have been insufficient funds in the account by accident, I've been able to pay on the same day manually which has been brilliant. It really takes the pressure off when you know you can pay in three instalments rather than all at once as that's not always possible. It takes away the stress of large necessary payments. Reviewed on: 22nd May 2024

Always have a good experience

5
Always have a good experience any issues are resolved easily Reviewed on: 22nd May 2024

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