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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56396 reviews)

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4.76

Based on 56,396 reviews, last reviewed 3rd Jun 2026

3207200% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very fair conditions, gave peace of mind. Very fair conditions, gave peace of mind. Essentially free money thanks to inflation, even if it is just fractions of pennies. Reviewed on: 3rd June 2026

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56396)

Always great so go for it

Always great i would recommend. I use all the time Reviewed on: 6th April 2026

Very handy tool for splitting payments over three mo...

Very handy tool for splitting payments over three months with no interest to pay which is great. Reviewed on: 6th April 2026

Very useful way of spreading the cost of smaller pur...

Very useful way of spreading the cost of smaller purchases. Reviewed on: 6th April 2026

I will not use any other way to pay for thing's onli...

I will not use any other way to pay for thing's online as I know if there is any problems PayPal will help sort it out Reviewed on: 6th April 2026

Smooth efficient enjoy using for my every day shoppi...

Smooth efficient enjoy using for my every day shopping like to have option of pay in 3 i use often without the need to know my card details highly recommend Reviewed on: 6th April 2026

I've used this for a couple of years.

I've used this for a couple of years. It's a fantastic service, and I'll be keeping this going for the foreseeable. Even with purchases I can afford outright, it's that trick of the mind in splitting the costs that keeps me using it. For better or worse. Reviewed on: 6th April 2026

Good stuff!

everytime ive had an issue with a seller paypal sorted it quickly, paypal makes online shopping stress free even when dealing with people that are just after quick money and doing dodgy deals, you get your money back from paypal if the seller messes you about, very pleased with using paypal, the pay in 3 option is fantastic it helps so much Reviewed on: 6th April 2026

I use PayPal since 2010 and d never had any...

I use PayPal since 2010 and d never had any problems Reviewed on: 6th April 2026

Versatile money product

Good products from Credit Cards, Debit Cards and interest free offers. Reviewed on: 6th April 2026

I have always been extremely pleased with PayPal

I have always been extremely pleased with PayPal Reviewed on: 6th April 2026

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