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PayPal: Pay in 3 reviews

4.93
Based on 32,116 reviews, last reviewed 9th Apr 2026
922600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
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Latest highest rating:

5

PayPal Really Useful tools For Managing Finances I have found the Pay In 3 as well as PayPal Credit Over £100 pay back in 4 months from date of purchase extremely useful in managing my finances. I ca... Read more Reviewed on: 9th April 2026
Chris V's avatar
Chris V

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32116)

Spread the cost!

5
Was able to buy something I wanted to for a while and spread the cost Reviewed on: 13th May 2024

Very convenient and easy to use

5
Very convenient and easy to use Reviewed on: 13th May 2024

makes spending easier with pay in 3

5
makes spending easier with pay in 3 Reviewed on: 13th May 2024

An easy to use & fantastic service.

5
Very easy to use and you get a an instant breakdown showing you how much it will cost you monthly with 0% interest. I personally use this service frequently and love that the payments come straight out of my bank account each month so I don’t need to worry about logging in to pay them off. It’s also helpful that they have a dashboard so you can see how much you have left to pay for each plan and they send you reminders before they take the money so you can ensure you have it available in your account ahead of time. An easy to use & fantastic service. Would definitely recommend to a friend. Reviewed on: 13th May 2024

Pay in 3 is good for me

5
Always found PayPal great for resolving issues and now pay in three which helps me buy things I couldn’t do if I had to do it in one payment so pay in 3 is good for me Reviewed on: 13th May 2024

Always helpful, precise and clear

5
Always helpful, precise and clear Reviewed on: 13th May 2024

Easy to use and good options.

5
Easy to use and good options. Customer service and app resolution centre very poor Reviewed on: 13th May 2024

Excellent service and great option to make payments...

5
Excellent service and great option to make payments easier Reviewed on: 13th May 2024

This is a great service allowing me to budget.

5
This is a great service allowing me to budget. Reviewed on: 13th May 2024

Quick easy convenient to use highly recommended

5
Quick easy convenient to use highly recommended Reviewed on: 13th May 2024

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