Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 31,976 reviews, last reviewed 8th Apr 2026
909600% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amongst the best and most transparent PayPal is amongst the simplest and most transparent way to spend money online and in store. The pay in three option is super handy and the credit opti... Read more Reviewed on: 8th April 2026
Fabio Z's avatar
Fabio Z

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (31976)

I’ve never had issues with PayPal when it comes to p...

4
I’ve never had issues with PayPal when it comes to payments. I’ve been with payment since 2005 Reviewed on: 11th May 2024
Nanayaab's avatar
Nanayaab

I am very happy with PayPal .

5
I am very happy with PayPal .My salary is not so high and when I need something and I can pay in 3 months and manage my budget is really helpful .I recommend it others always. Reviewed on: 11th May 2024
Soghra F's avatar
Soghra F

Easily and rapidly arranged.

5
Easily and rapidly arranged. Hassle free and easy to use. Felt in control. Reviewed on: 11th May 2024
MGR's avatar
MGR

Happy user

5
I have been using this service few times, it is really helpful and very easy to set up. Great app with great services. Thanks. Best regards. Reviewed on: 11th May 2024
Maciej K's avatar
Maciej K

fantastic

5
Every time I have used PayPal it's been fantastic. I've used customer services ones and they were fantastic. Reviewed on: 11th May 2024
Jay G's avatar
Jay G

Easy to use and with the feeling of security.

5
Easy to use and with the feeling of security. Reviewed on: 11th May 2024
Mark L's avatar
Mark L

Customer service

5
Excellent customer service and when ever contact them give me correct info and things and done in a correct manner Reviewed on: 11th May 2024
Gibin K's avatar
Gibin K

Everything is easy for someone who doesn’t use techn...

5
Everything is easy for someone who doesn’t use technology. Reviewed on: 11th May 2024
Michael Messer's avatar
Michael Messer

Flexible, reliable and ease of use

5
So far PayPal has offered me flexibility with payments that's interest free. It is quick to resolve any purchase issues and refund, and offers ease of use, especially connecting you automatically to the vendors, and showing you the payment options available to you at that moment. This allows you to make informed decision whether to proceed with the available option or not. The charge for missing a direct debit is high though. They need to provide an option for extending your payment due date by a week or so. Reviewed on: 11th May 2024
Adaoma J's avatar
Adaoma J

Reliable and safe service.

5
Reliable and safe service. If I had a payment issue, it was solved promptly and effectively. Reviewed on: 11th May 2024
Tunde S's avatar
Tunde S

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill