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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56304 reviews)

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4.76

Based on 56,304 reviews, last reviewed 2nd Jun 2026

3198600% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It does what I need it to do. It does what I need it to do. I borrow, I pay back. Sorted Reviewed on: 2nd June 2026

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56304)

Easy to navigate and organise payments

Easy to navigate and organise payments Reviewed on: 6th April 2026

Easy to transact with, never any issues.

Easy to transact with, never any issues. Reviewed on: 6th April 2026

Very easy app love the paying in 3 seems very good s...

Very easy app love the paying in 3 seems very good security.Excellent communication Reviewed on: 6th April 2026

Most reliable, secure and trustworthy mode of payment

Most reliable, secure and trustworthy mode of payment Reviewed on: 6th April 2026

The only Pal you need when buying

Straightorward that famous Paypal security if something goes wrong. Easy to access. Everything in black and whitwe. Great value. Reviewed on: 6th April 2026

I have used Paypal for many years now.

I have used Paypal for many years now & I've always found their services to be very good, I have very often used Pay in 3 & found it a very good way to pay for items, especially as it's interest free. Many thanks! Reviewed on: 6th April 2026

Paypal; a financial breathe of fresh air.

Always swift efficient and transparent. Always easy to use and simple to understand. Paypal has been a breathe of fresh air for my finances Reviewed on: 6th April 2026

Amazing service!

I would only recommend PayPal to everyone now! I cancelled my credit cards from other companies and stuck to just using PayPal! They’ve upped there game massively and we can now earn bonus points. All of my transactions are quick and easy. Reviewed on: 6th April 2026

Very happy with the service provided and I use pay i...

Very happy with the service provided and I use pay in 3 regular Reviewed on: 6th April 2026

Reliable and User Friendly

PayPal is a convenient and widely accepted platform for fast, secure payments and transfers. The interface is easy to use, and transactions are usually instant, making it ideal for online shopping and sending money internationally. Buyer protection adds valuable peace of mind. While some fees—especially for currency conversion—can be on the higher side, customer service is generally helpful and responsive when issues arise. Overall, PayPal is a reliable and user-friendly choice for everyday digital payments. Reviewed on: 6th April 2026

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