Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 32,965 reviews, last reviewed 12th Apr 2026
1002400% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

interest free credit useful Does what it says, interest free credit useful Reviewed on: 12th April 2026
Matt's avatar
Matt

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (32965)

Very convenient and easy to use

5
Very convenient and easy to use Reviewed on: 13th May 2024

makes spending easier with pay in 3

5
makes spending easier with pay in 3 Reviewed on: 13th May 2024

An easy to use & fantastic service.

5
Very easy to use and you get a an instant breakdown showing you how much it will cost you monthly with 0% interest. I personally use this service frequently and love that the payments come straight out of my bank account each month so I don’t need to worry about logging in to pay them off. It’s also helpful that they have a dashboard so you can see how much you have left to pay for each plan and they send you reminders before they take the money so you can ensure you have it available in your account ahead of time. An easy to use & fantastic service. Would definitely recommend to a friend. Reviewed on: 13th May 2024

Pay in 3 is good for me

5
Always found PayPal great for resolving issues and now pay in three which helps me buy things I couldn’t do if I had to do it in one payment so pay in 3 is good for me Reviewed on: 13th May 2024

Always helpful, precise and clear

5
Always helpful, precise and clear Reviewed on: 13th May 2024

Easy to use and good options.

5
Easy to use and good options. Customer service and app resolution centre very poor Reviewed on: 13th May 2024

Excellent service and great option to make payments...

5
Excellent service and great option to make payments easier Reviewed on: 13th May 2024

This is a great service allowing me to budget.

5
This is a great service allowing me to budget. Reviewed on: 13th May 2024

Quick easy convenient to use highly recommended

5
Quick easy convenient to use highly recommended Reviewed on: 13th May 2024

Great overall, it helps with expences

5
Great overall, it helps with expences Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3668 reviews
    PayPal
  • Credit card

    from PayPal 4.91 from 47 reviews
    PayPal
    View all products