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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32964 reviews)

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4.93

Based on 32,964 reviews, last reviewed 12th Apr 2026

1002300% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Balancing Payments So useful for spreading expenditure - always use this option if available Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32964)

Easy way to pay in instalments 5 *

My experience with pay in 3 was great, there was an item a really wanted but didnt have the money in my bank on that day so decided to use pay in 3 for the first time. all transactions have gone smoothly Reviewed on: 13th May 2024

Always an easy process when paying but also with fle...

Always an easy process when paying but also with flexibility and security Reviewed on: 13th May 2024

Customer service relies mostly on forum posts from o...

Customer service relies mostly on forum posts from other users, which is unwieldy and inaccurate a lot of the time. It's great when it works - which it does most of the time - but when there's an issue you're a bit out at sea. Reviewed on: 13th May 2024

Simplicity

Never a problem everything is so easy. Reviewed on: 13th May 2024

Love the service and I use it frequently

Love the service and I use it frequently Reviewed on: 13th May 2024

My Experience with PayPal

For several years, PayPal has been my trusted companion in the realm of digital transactions. Its seamless interface and robust security measures have consistently provided me with peace of mind, whether I'm buying or selling online. With PayPal, I've experienced hassle-free transactions, timely payments, and excellent customer support whenever needed. Its versatility across various platforms and its widespread acceptance make it an indispensable tool for anyone navigating the digital marketplace. In a world where trust and reliability are paramount, PayPal continues to stand out as a beacon of security and convenience. Reviewed on: 13th May 2024

I was very happy with it, I was able to book an amaz...

I was very happy with it, I was able to book an amazing weekend away and split the payment over 3 months. This really helped me with my budgeting. Reviewed on: 13th May 2024

I use pay in 3 at every opportunity, and often choos...

I use pay in 3 at every opportunity, and often choose outlets that use PayPal over other to allows pay in 3. Reviewed on: 13th May 2024

Spread the cost!

Was able to buy something I wanted to for a while and spread the cost Reviewed on: 13th May 2024

Very convenient and easy to use

Very convenient and easy to use Reviewed on: 13th May 2024

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