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PayPal: Pay in 3 reviews

4.76
Based on 56,288 reviews, last reviewed 2nd Jun 2026
3197100% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, I use it for every payment Great service, I use it for every payment Reviewed on: 2nd June 2026
Brandon m's avatar
Brandon m

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56288)

Paypal; a financial breathe of fresh air.

5
Always swift efficient and transparent. Always easy to use and simple to understand. Paypal has been a breathe of fresh air for my finances Reviewed on: 6th April 2026

Amazing service!

5
I would only recommend PayPal to everyone now! I cancelled my credit cards from other companies and stuck to just using PayPal! They’ve upped there game massively and we can now earn bonus points. All of my transactions are quick and easy. Reviewed on: 6th April 2026

Very happy with the service provided and I use pay i...

5
Very happy with the service provided and I use pay in 3 regular Reviewed on: 6th April 2026

Reliable and User Friendly

5
PayPal is a convenient and widely accepted platform for fast, secure payments and transfers. The interface is easy to use, and transactions are usually instant, making it ideal for online shopping and sending money internationally. Buyer protection adds valuable peace of mind. While some fees—especially for currency conversion—can be on the higher side, customer service is generally helpful and responsive when issues arise. Overall, PayPal is a reliable and user-friendly choice for everyday digital payments. Reviewed on: 6th April 2026

Pay in 3 is an easy interest free and secure way to...

5
Pay in 3 is an easy interest free and secure way to buy things that are a little more expensive than normal and pay in 3 allows me to spread the cost so I can afford those little luxuries. I have used pay in 3 in over 20 purchases, and I will continue to use it in the future because it is so convenient and easy, plus its backed up by PayPal protection, which is second to none in my book. Reviewed on: 6th April 2026

PayPal is my go to for any payments I need to make o...

5
PayPal is my go to for any payments I need to make online and its safe and gives me confidence paying for goods Reviewed on: 6th April 2026

PayPal is easy to use and effective

5
Easy to use and great app that links with most online shopping options Reviewed on: 6th April 2026

I've used PayPal for years. Secure and predictable.

5
I've used PayPal for years. I appreciate its good security, and the way it helps me to pay for products whilst keeping my card details secure. Also provides its pay in 3 parts service, which I do sometimes take advantage of as it helps. Well organised generally. Reviewed on: 6th April 2026

SEPS : Safe, easy, practical and secure

5
It’s incredibly easy to use — everything is designed so you can navigate intuitively without wasting time. The app is practical and streamlined, helping you manage your finances without any unnecessary steps. Purchases become quick, smooth, and stress‑free. It keeps everything organised, secure, and accessible in just a few taps, making everyday financial tasks feel effortless plus in case of problems easy to reach out to human beings Reviewed on: 6th April 2026

Nice and handy because of today's living expenses

5
Nice and handy because of today's living expenses Reviewed on: 6th April 2026

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