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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56731 reviews)

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4.76

Based on 56,731 reviews, last reviewed 4th Jun 2026

3238200% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Simply a seamless, faultless experience. Simply a seamless, faultless experience. Reviewed on: 4th June 2026

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56731)

Customer services has always been spot on they are a...

Customer services has always been spot on they are also responsible lenders they are my fave bnpl service Reviewed on: 6th April 2026

really great for unexpected purchases

really great for unexpected purchases, like in January I had to purchase car parts for passing my MOT, this allowed me to spread the cost and not have to stress about repayment amounts as its was set from the date of purchase. Also excellent for when I have purchases to make for work but do not get reimbursed the costs straight away, this allows me to not feel the cost so much before I get the funds. Reviewed on: 6th April 2026

Easy to use.

Easy to use. Great experience whenever I have problem. Reviewed on: 6th April 2026

I’ve used this many a time, it’s very efficient and...

I’ve used this many a time, it’s very efficient and makes me feel more in control of my spending. I like how clear the app is with the remaining money to pay and gives the option pay early which is nice! Reviewed on: 6th April 2026

Fast. Secure. Easy. 0% Interest! PayPal: Pay in 3

Fast. Convenient. Secure. All visible in my PayPal app. And 0% interest. What more could I want?! I've used PayPal Pay in 3 on numerous occasions. It always works well. Saves me money (no interest!) And allows me to keep more of my money in my bank account for longer... Reviewed on: 6th April 2026

Always been efficient and speedy when used in connec...

Always been efficient and speedy when used in connection with purchases on numerous websites! Reviewed on: 6th April 2026

Very easy to use.

Very easy to use. It is available in far more places than its competitors with similar pay in 3 offers. Reviewed on: 6th April 2026

Great option when you'd like to spread the cost of y...

Great option when you'd like to spread the cost of your purchases Reviewed on: 6th April 2026

Gratitude at being in safe and secure hands

Safe secure and efficient with all my financial needs satisfied Reviewed on: 6th April 2026

Excellent service provider who you can place your tr...

Excellent service provider who you can place your trust in. Funds and transactions always secure Reviewed on: 6th April 2026

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