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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,846 reviews, last reviewed 17th Jun 2026
4658000% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple effective and very helpful when times get tou... Simple effective and very helpful when times get tough I love this app Reviewed on: 17th June 2026
Hashim A's avatar
Hashim A

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71846)

Good to yous good for online shopping

5
Good to yous good for online shopping Reviewed on: 24th April 2026
Paula's avatar
Paula

The customer service need maturity but the products...

5
The customer service need maturity but the products provided are good. I once had an issue with a transaction and did not receive much help from the customer service team Reviewed on: 24th April 2026
OlaA's avatar
OlaA

Very good and smooth payment process

5
Very good and smooth payment process Reviewed on: 24th April 2026
Mingda Y's avatar
Mingda Y

Great as available in many shops.

4
Great as available in many shops. Not so great with TKMax as service several times this year down. Reviewed on: 24th April 2026
Jackie's avatar
Jackie

Gives me a bit of financial wiggle room each month

5
Pay in 3 gives me a bit of financial wiggle room. It's great for spreading the cost of a larger purchase, enabling you to budget, without the need for lengthy credit checks, time consuming loans and checks impacting your credit score. I genuinely use it a lot, and find it really helps me to manage larger purchases effectively. Great when you really need something asap, but haven't got the entire purchase price up front - It's really easy to keep track of upcoming payment dates too. Absolutely recommend to anyone who just needs a little more time and to spread the cost. Reviewed on: 24th April 2026
Rosie's avatar
Rosie

Pay in 3 helped me so much over the christmas period.

5
Pay in 3 helped me so much over the christmas period. Its great if you need something and cant afford it all at once and the fact that there is no interest fee is great! Reviewed on: 24th April 2026
Hannah C's avatar
Hannah C

I wanted to split my payment in 3 rates at Christmas...

5
I wanted to split my payment in 3 rates at Christmas time to avoid overspend the budget. Pay pal pay in 3 helped. There was no need to remember payments dates because pay pal collected it automatically and sent a reminders Reviewed on: 24th April 2026
Darix's avatar
Darix

Really good for big purchases pay in 3 excellent cus...

5
Really good for big purchases pay in 3 excellent customer service Reviewed on: 24th April 2026
Hayley M's avatar
Hayley M

Excellent

5
Works.Good interest free options. Reviewed on: 24th April 2026
paul stewart's avatar
paul stewart

Very good experience .

5
Very good experience with PayPal Reviewed on: 24th April 2026
Lucas D's avatar
Lucas D

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