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PayPal: Pay in 3 reviews

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4.93
Based on 33,063 reviews, last reviewed 12th Apr 2026
1012000% increase in 5 star reviews
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2000% increase in 1 star reviews
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Latest highest rating:

5

Great pay in 3. Multiple times done pay in 3 they keep you fully informed. No issues once lost debit card easy to swap cards over. Reviewed on: 12th April 2026
Shoops's avatar
Shoops

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
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Vinni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33063)

It’s great to pay in 3 rather than in one lump - wo...

5
It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024
Rebecca Moore's avatar
Rebecca Moore

Pay in 3 to manage my budget

5
I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024
Rose's avatar
Rose

Excruciatingly difficult to amend payment details

3
Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024
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AGP

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