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PayPal: Pay in 3 reviews

4.76
Based on 74,942 reviews, last reviewed 21st Jun 2026
4952800% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was a quick and swift application It was a quick and swift application Reviewed on: 21st June 2026
Nad H's avatar
Nad H

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74942)

It's great

5
It's great. I will highly recommend it. Reviewed on: 1st May 2026

Use this service on regular basis

5
Use this service on regular basis Reviewed on: 1st May 2026

Super useful for students

5
Saved me as a student, busy travelling back and forth from university to hospital and then to placement, i had little time to cook. But paypals pay in 3 made it much more managebale to afford meals in bulk. All interest free its so handy! Reviewed on: 1st May 2026

Really smooth and easy to use.

5
Really smooth and easy to use. Splitting payments into 3 interest-free instalments makes managing bigger purchases much more affordable, and the setup process is quick and straightforward. Payments are clearly scheduled in the app, reminders are helpful, and paying through PayPal adds an extra layer of convenience and security. Great option for budgeting without hidden surprises. Reviewed on: 1st May 2026

Paypal is amazing.

5
Paypal has always been a smooth experience. I have never ever faced any issue with paypal. The service is fantastic and the app has made it easy to use. Reviewed on: 1st May 2026

Any time I've had any problems the customer service...

5
Any time I've had any problems the customer service has sorted it in minutes outstanding service! Reviewed on: 1st May 2026

It's been great!

5
It's been great so far. It really helps me to send money all over the world Reviewed on: 1st May 2026

Easy to use and good for budgeting and spreading the...

5
Easy to use and good for budgeting and spreading the cost Reviewed on: 1st May 2026

Really smooth experience.

5
Really smooth experience. Would highly recommend Reviewed on: 1st May 2026

Paypal has always protected my money and made transa...

5
Paypal has always protected my money and made transactions simple. Reviewed on: 1st May 2026

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