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PayPal: Pay in 3 reviews

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4.93
Based on 36,794 reviews, last reviewed 21st Apr 2026
1361500% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and widely accepted. Easy to use and widely accepted. Makes buying bigger purchases easier to manage Reviewed on: 21st April 2026
Gemma 's avatar
Gemma

Latest lowest rating:

1

Customer service is very poor Customer service is very poor and always favour towards the seller. Reviewed on: 21st April 2026
Linda R's avatar
Linda R
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (36794)

Very quick, easy and efficient.

5
Very quick, easy and efficient. Easy way to pay for items over 3 payments interest free. Reviewed on: 22nd May 2024
Hayley's avatar
Hayley

This service gave me flexibility when making online...

5
This service gave me flexibility when making online payments. It’s really handy for unexpected expenses Reviewed on: 22nd May 2024
Sade J's avatar
Sade J

Top service!

5
Top service! Making life easier with flexible payment, PayPal is my default option. Reviewed on: 22nd May 2024
J P's avatar
J P

Great, easy to use, pay in 3 plan, perfect

5
I have used PayPal pay in 3 on numerous occasions and have found it so easy to use. It has enabled me to buy some items I have really needed interest free which I would not necessarily have been able to afford with the current cost of living so I am extremely grateful of this pay in 3 option. Also I love the fact that you are informed by email the date that your next payment is due and in the PayPal App it gives you the choice of early payment if you wish to do so. A great easy use prepayment, no extra cost plan that I would absolutely recommend for anyone to use Reviewed on: 22nd May 2024
Tahra K's avatar
Tahra K

I have had excellent experience with this.

5
I have had excellent experience with this. Very helpful as allows extra time to pay for things. Reviewed on: 22nd May 2024
Ieva N's avatar
Ieva N

I've had brilliant experiences with PayPal pay in 3...

5
I've had brilliant experiences with PayPal pay in 3. Even if there have been insufficient funds in the account by accident, I've been able to pay on the same day manually which has been brilliant. It really takes the pressure off when you know you can pay in three instalments rather than all at once as that's not always possible. It takes away the stress of large necessary payments. Reviewed on: 22nd May 2024
Katherine B's avatar
Katherine B

Always have a good experience

5
Always have a good experience any issues are resolved easily Reviewed on: 22nd May 2024
kate's avatar
kate

So easy and agents are so helpful & understanding as...

5
So easy and agents are so helpful & understanding as if they were actually your friend Reviewed on: 22nd May 2024
Patricia W's avatar
Patricia W

PayPal is the people choice. Safer then banks for sure

5
In all the years I have been using PayPal I’ve never been disappointed. Always able to reach them by phone to sort out any issues as well. Trust them more then the banks nowadays Reviewed on: 22nd May 2024
Sarah t's avatar
Sarah t

A life saver

5
As a family with 6 children we us pay in 3 a lot especially around Xmas as it allows us to get the children what they need whilst still maintaining a healthy way of budgeting without going without essentials Reviewed on: 22nd May 2024
Stefanie B's avatar
Stefanie B

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